Biopsy finger joint lining at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$551.06 with BCBS - Anthem vs $5,310.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $551.06
California Health & Wellness Medicaid|All Plans $904.76
Partnership Health Plan Medicaid|All Plans $1,490.29
BCBS - Anthem Commercial|Exchange $3,066.00
BCBS - Anthem Commercial|All Other Plans $3,739.00
Humana Medicare|All Plans $4,122.60
Aetna Medicare|All Plans $4,122.60
United Medicare|All Plans $4,122.60
Health Net Medicare|All Plans $4,122.60
Kaiser Medicare|All Plans $4,122.60
BCBS - Anthem Medicare|All Plans $4,122.60
Blue Shield CA Medicare|All Plans $4,122.60
Aetna Commercial|PPO $5,310.00
Aetna Commercial|HMO $5,310.00
Aetna Commercial|All Other Plans $5,310.00
MultiPlan Commercial|All Plans not published by hospital
Coventry Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
United Commercial|Options not published by hospital
Health Net Commercial|All Plans not published by hospital
Cigna Commercial|All Other Plans not published by hospital
Cigna Commercial|PPO not published by hospital

Visitor-reported prices

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Biopsy finger joint lining at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo not published $341.03 – $7,471.42
Petaluma Valley Hospital Petaluma not published $1,921.00 – $4,657.00
Arroyo Grande Hospital Santa Maria not published $277.26 – $4,122.60
Mark Twain Medical Center San Andreas not published $277.26 – $277.26
French Hospital San Luis Obispo not published $277.26 – $4,122.60
Mercy Hospitals – Bakersfield Bakersfield not published $277.26 – $4,122.60
Bakersfield Memorial Hospital Bakersfield not published $277.26 – $4,122.60
Queen of The Valley Medical Center Napa not published $4,645.79 – $16,652.00

All California hospitals for this procedure →