Benign lesion paring 2-4 at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$194.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$384.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.75 with BCBS - Anthem vs $5,310.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $57.75 ↓ -70%
California Health & Wellness Medicaid|All Plans $94.81 ↓ -51%
Partnership Health Plan Medicaid|All Plans $156.17 ↓ -20%
Cigna Commercial|PPO $196.00 ↑ +1%
Cigna Commercial|All Other Plans $196.00 ↑ +1%
BCBS - Anthem Commercial|Exchange $198.45 ↑ +2%
Coventry Commercial|All Plans $220.50 ↑ +13%
Health Net Commercial|All Plans $237.65 ↑ +22%
MultiPlan Commercial|All Plans $240.10 ↑ +23%
United Commercial|HMO $240.10 ↑ +23%
BCBS - Anthem Commercial|All Other Plans $242.55 ↑ +25%
Health Net Medicare|All Plans $245.00 ↑ +26%
United Commercial|All Other Plans $245.00 ↑ +26%
United Commercial|Options $245.00 ↑ +26%
Aetna Medicare|All Plans $245.00 ↑ +26%
BCBS - Anthem Medicare|All Plans $245.00 ↑ +26%
Kaiser Medicare|All Plans $245.00 ↑ +26%
United Medicare|All Plans $245.00 ↑ +26%
Humana Medicare|All Plans $245.00 ↑ +26%
Blue Shield CA Medicare|All Plans $245.00 ↑ +26%
Aetna Commercial|HMO $5,310.00 ↑ +2627%
Aetna Commercial|All Other Plans $5,310.00 ↑ +2627%
Aetna Commercial|PPO $5,310.00 ↑ +2627%

Visitor-reported prices

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Benign lesion paring 2-4 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $88.40 $35.74 – $426.00
Petaluma Valley Hospital Petaluma $365.67 $270.38 – $1,687.00
Mark Twain Medical Center San Andreas $65.27 $25.36 – $96.04
Bakersfield Memorial Hospital Bakersfield $161.48 $29.06 – $347.60
Queen of The Valley Medical Center Napa $406.98 $284.87 – $2,747.00
Providence St Joseph Hospital Eureka Eureka $409.53 $258.05 – $2,699.00
Healdsburg Hospital Healdsburg $491.13 $270.32 – $3,982.87
Redwood Memorial Hospital Fortuna $241.74 $1,333.00 – $20,799.00

All California hospitals for this procedure →