Neck (Cervical Spine) MRI (without contrast) at St. Elizabeth Community Hospital
2550 Sister Mary Columba Dr, Red Bluff, CA · CommonSpirit Health · · NPI 1083732853
$2,421.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,147.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$307.13 with United vs $4,064.06 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|All Plans | $307.13 | ↓ -87% |
| Humana | Medicare|All Plans | $307.13 | ↓ -87% |
| Blue Shield CA | Medicare|All Plans | $307.13 | ↓ -87% |
| BCBS - Anthem | Medicare|All Plans | $307.13 | ↓ -87% |
| Aetna | Medicare|All Plans | $307.13 | ↓ -87% |
| Kaiser | Medicare|All Plans | $307.13 | ↓ -87% |
| Health Net | Medicare|All Plans | $307.13 | ↓ -87% |
| California Health & Wellness | Medicaid|All Plans | $527.27 | ↓ -78% |
| Partnership Health Plan | Medicaid|All Plans | $1,145.07 | ↓ -53% |
| BCBS - Anthem | Medicaid|All Plans | $1,180.98 | ↓ -51% |
| BCBS - Anthem | Commercial|Exchange | $2,032.03 | ↓ -16% |
| Blue Shield CA | Commercial|Exchange | $2,322.32 | ↓ -4% |
| BCBS - Anthem | Commercial|All Other Plans | $2,488.20 | ↑ +3% |
| Aetna | Commercial|All Other Plans | $2,902.90 | ↑ +20% |
| Aetna | Commercial|PPO | $2,902.90 | ↑ +20% |
| Aetna | Commercial|HMO | $2,902.90 | ↑ +20% |
| Cigna | Commercial|PPO | $3,027.31 | ↑ +25% |
| Cigna | Commercial|All Other Plans | $3,027.31 | ↑ +25% |
| Blue Shield CA | Commercial|All Other Plans | $3,027.31 | ↑ +25% |
| United | Commercial|All Other Plans | $3,732.30 | ↑ +54% |
| United | Commercial|HMO | $3,856.71 | ↑ +59% |
| Coventry | Commercial|All Plans | $4,064.06 | ↑ +68% |
| Health Net | Commercial|All Plans | $4,064.06 | ↑ +68% |
| MultiPlan | Commercial|All Plans | $4,064.06 | ↑ +68% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $3,174.63 | $307.13 – $5,653.44 |
| Banner Lassen Medical Center | Susanville | $1,380.24 | $48.34 – $2,357.10 |
| Petaluma Valley Hospital | Petaluma | $4,537.98 | $321.54 – $2,586.61 |
| Arroyo Grande Hospital | Santa Maria | $2,410.50 | $266.30 – $4,194.40 |
| Mark Twain Medical Center | San Andreas | $5,826.17 | $266.30 – $2,463.72 |
| French Hospital | San Luis Obispo | $1,942.76 | $243.27 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,601.24 | $266.30 – $3,452.80 |
| Bakersfield Memorial Hospital | Bakersfield | $1,583.98 | $266.30 – $3,409.64 |