Lso s/c shell/panel prefab at St. Elizabeth Community Hospital

2550 Sister Mary Columba Dr, Red Bluff, CA · CommonSpirit Health · · NPI 1083732853

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,230.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,820.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$802.20 with California Health & Wellness vs $3,743.60 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
California Health & Wellness Medicaid|All Plans $802.20 ↓ -64%
BCBS - Anthem Medicaid|All Plans $955.00 ↓ -57%
Blue Shield CA Commercial|Exchange $2,139.20 ↓ -4%
Aetna Commercial|PPO $2,674.00 ↑ +20%
Aetna Commercial|HMO $2,674.00 ↑ +20%
Aetna Commercial|All Other Plans $2,674.00 ↑ +20%
Blue Shield CA Commercial|All Other Plans $2,788.60 ↑ +25%
Cigna Commercial|All Other Plans $2,788.60 ↑ +25%
Cigna Commercial|PPO $2,788.60 ↑ +25%
Partnership Health Plan Medicaid|All Plans $3,270.19 ↑ +47%
United Commercial|All Other Plans $3,438.00 ↑ +54%
United Commercial|HMO $3,552.60 ↑ +59%
Health Net Commercial|All Plans $3,743.60 ↑ +68%
Coventry Commercial|All Plans $3,743.60 ↑ +68%
MultiPlan Commercial|All Plans $3,743.60 ↑ +68%

Visitor-reported prices

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Lso s/c shell/panel prefab at other California hospitals

Hospital City Cash price Negotiated range
Mercy Medical Center Mt. Shasta Mt Shasta $3,617.70 $1,034.29 – $4,557.00
St. Mary Medical Center Long Beach $2,653.10 $684.46 – $6,170.00
Community Hospital San Bernardino San Bernardino $2,412.47 $760.51 – $6,170.00
Glendale Memorial Hospital Health Center Glendale $2,011.42 $40.00 – $6,108.30
Mercy Medical Center Redding Redding $1,936.74 $840.40 – $3,820.00
St. Bernardine Medical Center San Bernardino $2,054.61 $760.51 – $5,059.40
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $1,451.22 – $2,684.76
Providence Saint Joseph Medical Center Burbank not published $1,451.22 – $2,684.76

All California hospitals for this procedure →