Chromosome analysis 45 at St. Elizabeth Community Hospital

2550 Sister Mary Columba Dr, Red Bluff, CA · CommonSpirit Health · · NPI 1083732853

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$120.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$205.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.10 with BCBS - Anthem vs $190.00 with California Health & Wellness — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|Exchange $93.10 ↓ -23%
Blue Shield CA Commercial|Exchange $106.40 ↓ -11%
BCBS - Anthem Commercial|All Other Plans $114.00 ↓ -5%
Aetna Commercial|HMO $133.00 ↑ +11%
Aetna Commercial|All Other Plans $133.00 ↑ +11%
Aetna Commercial|PPO $133.00 ↑ +11%
Partnership Health Plan Medicaid|All Plans $133.59 ↑ +11%
Cigna Commercial|All Other Plans $138.70 ↑ +15%
Cigna Commercial|PPO $138.70 ↑ +15%
Blue Shield CA Commercial|All Other Plans $138.70 ↑ +15%
Humana Medicare|All Plans $150.29 ↑ +25%
Aetna Medicare|All Plans $150.29 ↑ +25%
United Medicare|All Plans $150.29 ↑ +25%
Health Net Medicare|All Plans $150.29 ↑ +25%
Kaiser Medicare|All Plans $150.29 ↑ +25%
BCBS - Anthem Medicare|All Plans $150.29 ↑ +25%
Blue Shield CA Medicare|All Plans $150.29 ↑ +25%
United Commercial|All Other Plans $171.00 ↑ +42%
United Commercial|HMO $176.70 ↑ +47%
Coventry Commercial|All Plans $186.20 ↑ +55%
Health Net Commercial|All Plans $186.20 ↑ +55%
MultiPlan Commercial|All Plans $186.20 ↑ +55%
California Health & Wellness Medicaid|All Plans $190.00 ↑ +58%

Visitor-reported prices

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Chromosome analysis 45 at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $88.04 $102.85 – $387.24
Mark Twain Medical Center San Andreas $137.00 $111.35 – $201.59
French Hospital San Luis Obispo $80.64 $55.54 – $455.24
Mercy Medical Center Mt. Shasta Mt Shasta $160.04 $98.80 – $186.20
California Hospital Medical Center Los Angeles $99.77 $51.43 – $958.10
St. Mary Medical Center Long Beach $100.34 $51.43 – $958.10
Community Hospital San Bernardino San Bernardino $91.24 $113.14 – $958.10
Glendale Memorial Hospital Health Center Glendale $76.07 $51.43 – $335.17

All California hospitals for this procedure →