Brain MRI (with and without contrast) at St. Elizabeth Community Hospital

2550 Sister Mary Columba Dr, Red Bluff, CA · CommonSpirit Health · · NPI 1083732853

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,924.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,433.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.77 with United vs $8,264.34 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $453.77 ↓ -91%
Humana Medicare|All Plans $453.77 ↓ -91%
Blue Shield CA Medicare|All Plans $453.77 ↓ -91%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -91%
Aetna Medicare|All Plans $453.77 ↓ -91%
Kaiser Medicare|All Plans $453.77 ↓ -91%
Health Net Medicare|All Plans $453.77 ↓ -91%
California Health & Wellness Medicaid|All Plans $883.44 ↓ -82%
Partnership Health Plan Medicaid|All Plans $1,918.59 ↓ -61%
BCBS - Anthem Medicaid|All Plans $1,954.81 ↓ -60%
BCBS - Anthem Commercial|Exchange $4,132.17 ↓ -16%
Blue Shield CA Commercial|Exchange $4,722.48 ↓ -4%
BCBS - Anthem Commercial|All Other Plans $5,059.80 ↑ +3%
Aetna Commercial|All Other Plans $5,903.10 ↑ +20%
Aetna Commercial|PPO $5,903.10 ↑ +20%
Aetna Commercial|HMO $5,903.10 ↑ +20%
Cigna Commercial|PPO $6,156.09 ↑ +25%
Cigna Commercial|All Other Plans $6,156.09 ↑ +25%
Blue Shield CA Commercial|All Other Plans $6,156.09 ↑ +25%
United Commercial|All Other Plans $7,589.70 ↑ +54%
United Commercial|HMO $7,842.69 ↑ +59%
Coventry Commercial|All Plans $8,264.34 ↑ +68%
Health Net Commercial|All Plans $8,264.34 ↑ +68%
MultiPlan Commercial|All Plans $8,264.34 ↑ +68%

Visitor-reported prices

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Brain MRI (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,699.79 $453.77 – $6,588.66
Banner Lassen Medical Center Susanville $3,376.73 $71.43 – $5,657.04
Petaluma Valley Hospital Petaluma $4,780.23 $470.15 – $5,091.33
Arroyo Grande Hospital Santa Maria $4,627.11 $446.18 – $8,437.80
Mark Twain Medical Center San Andreas $9,499.16 $446.18 – $3,578.96
French Hospital San Luis Obispo $3,689.90 $446.18 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $3,668.82 $446.18 – $7,911.20
Bakersfield Memorial Hospital Bakersfield $3,629.27 $446.18 – $7,812.31

All California hospitals for this procedure →