3d ech img cgen car anomal at St. Elizabeth Community Hospital

2550 Sister Mary Columba Dr, Red Bluff, CA · CommonSpirit Health · · NPI 1083732853

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,366.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,340.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,310.40 with Blue Shield CA vs $2,293.20 with Coventry — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $1,310.40 ↓ -4%
Aetna Commercial|All Other Plans $1,638.00 ↑ +20%
Aetna Commercial|PPO $1,638.00 ↑ +20%
Aetna Commercial|HMO $1,638.00 ↑ +20%
Cigna Commercial|PPO $1,708.20 ↑ +25%
Cigna Commercial|All Other Plans $1,708.20 ↑ +25%
Blue Shield CA Commercial|All Other Plans $1,708.20 ↑ +25%
United Commercial|All Other Plans $2,106.00 ↑ +54%
United Commercial|HMO $2,176.20 ↑ +59%
Health Net Commercial|All Plans $2,293.20 ↑ +68%
MultiPlan Commercial|All Plans $2,293.20 ↑ +68%
Coventry Commercial|All Plans $2,293.20 ↑ +68%

Visitor-reported prices

visitor-reported
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3d ech img cgen car anomal at other California hospitals

Hospital City Cash price Negotiated range
French Hospital San Luis Obispo $1,319.48 $908.82 – $3,298.68
Queen of The Valley Medical Center Napa $795.60 $144.01 – $584.37
Santa Rosa Memorial Hospital Santa Rosa $795.60 $145.67 – $497.16
Providence Mission Hospital - Mission Viejo Mission Viejo $317.28 $126.24 – $778.08
Mercy Medical Center Mt. Shasta Mt Shasta $1,820.52 $561.60 – $2,293.20
Dominican Hospital Santa Cruz $395.10 $570.70 – $781.42
Sierra Nevada Memorial Hospital Grass Valley $535.74 $658.61 – $963.34
Providence Cedars-Sinai Tarzana Medical Center Tarzana $284.20 $381.35 – $381.35

All California hospitals for this procedure →