Optx prox humrl fx w/int fix at Petaluma Valley Hospital

400 N Mcdowell Blvd, Petaluma, CA · Providence · · NPI 1235162645

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$26,561.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52,082.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,632.00 with Blue Shield vs $62,607.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Epn Exchange $3,632.00 ↓ -86%
Blue Shield Hmo/Pos/Ppo $4,431.00 ↓ -83%
Unitedhealthcare Select/Navigate Hmo $15,313.00 ↓ -42%
Unitedhealthcare All Commercial Plans $17,127.00 ↓ -36%
Healthnet Medicare Managed Care Plan $17,301.54 ↓ -35%
Aetna Medicare Managed Care Plan $17,654.63 ↓ -34%
Aetna All Commercial Plans $20,618.00 ↓ -22%
Healthnet Hmo/Pos/Ppo $62,607.00 ↑ +136%

Visitor-reported prices

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Optx prox humrl fx w/int fix at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $1,537.80 $580.60 – $2,262.82
Queen of The Valley Medical Center Napa $28,751.76 $9,256.00 – $62,607.00
Providence St Joseph Hospital Eureka Eureka $25,677.48 $11,036.00 – $62,607.00
Healdsburg Hospital Healdsburg $7,540.86 $4,417.00 – $17,298.12
Redwood Memorial Hospital Fortuna $16,636.71 $11,059.00 – $62,607.00
Santa Rosa Memorial Hospital Santa Rosa $28,431.48 $4,233.00 – $18,229.15
Providence Mission Hospital - Mission Viejo Mission Viejo $8,412.96 $9,779.00 – $30,548.47
Providence Cedars-Sinai Tarzana Medical Center Tarzana $9,313.85 $2,160.00 – $30,073.00

All California hospitals for this procedure →