Ins tun cv cath wo subq prt/pm at Petaluma Valley Hospital
400 N Mcdowell Blvd, Petaluma, CA · Providence · · NPI 1235162645
$6,031.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,826.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,921.00 with Blue Shield vs $16,652.00 with Healthnet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield | Epn Exchange | $1,921.00 | ↓ -68% |
| Blue Shield | Hmo/Pos/Ppo | $2,343.00 | ↓ -61% |
| Healthnet | Medicare Managed Care Plan | $4,255.05 | ↓ -29% |
| Aetna | Medicare Managed Care Plan | $4,341.89 | ↓ -28% |
| Aetna | All Commercial Plans | $11,153.00 | ↑ +85% |
| Unitedhealthcare | Select/Navigate Hmo | $11,185.00 | ↑ +85% |
| Unitedhealthcare | All Commercial Plans | $12,508.00 | ↑ +107% |
| Healthnet | Hmo/Pos/Ppo | $16,652.00 | ↑ +176% |
Visitor-reported prices
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Ins tun cv cath wo subq prt/pm at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,793.13 | $191.44 – $7,477.22 |
| Arroyo Grande Hospital | Santa Maria | $4,220.51 | $155.64 – $9,276.68 |
| Mark Twain Medical Center | San Andreas | $478.19 | $155.64 – $703.64 |
| French Hospital | San Luis Obispo | $3,787.90 | $155.64 – $9,372.72 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,908.64 | $155.64 – $6,272.00 |
| Bakersfield Memorial Hospital | Bakersfield | $2,877.28 | $155.64 – $6,193.60 |
| Queen of The Valley Medical Center | Napa | $6,705.99 | $4,483.19 – $17,909.00 |
| Providence St Joseph Hospital Eureka | Eureka | $6,745.26 | $4,061.05 – $17,611.00 |