Avul nail plate addl at Petaluma Valley Hospital

400 N Mcdowell Blvd, Petaluma, CA · Providence · · NPI 1235162645

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$763.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,687.00 with Unitedhealthcare vs $10,997.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare Select/Navigate Hmo $1,687.00 ↑ +121%
Unitedhealthcare All Commercial Plans $1,886.00 ↑ +147%
Blue Shield Epn Exchange $1,921.00 ↑ +152%
Blue Shield Hmo/Pos/Ppo $2,343.00 ↑ +207%
Aetna All Commercial Plans $10,997.00 ↑ +1340%

Visitor-reported prices

visitor-reported
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Avul nail plate addl at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $87.15 $21.02 – $226.00
Mark Twain Medical Center San Andreas $67.94 $12.42 – $47.04
Bakersfield Memorial Hospital Bakersfield $55.79 $17.09 – $150.48
Queen of The Valley Medical Center Napa $1,080.18 $2,747.00 – $8,621.00
Providence St Joseph Hospital Eureka Eureka $308.04 $2,699.00 – $21,319.00
Healdsburg Hospital Healdsburg $150.96 $2,335.00 – $3,982.87
Redwood Memorial Hospital Fortuna $280.50 $5,981.00 – $20,799.00
Santa Rosa Memorial Hospital Santa Rosa $621.69 $1,716.00 – $12,908.00

All California hospitals for this procedure →