Arthrd si jt prq wo tfxj dev at Petaluma Valley Hospital

400 N Mcdowell Blvd, Petaluma, CA · Providence · · NPI 1235162645

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$593.00 with Blue Shield vs $24,110.98 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Epn Exchange $593.00
Blue Shield Hmo/Pos/Ppo $724.00
Unitedhealthcare Select/Navigate Hmo $20,143.00
Aetna All Commercial Plans $21,870.00
Unitedhealthcare All Commercial Plans $22,527.00
Healthnet Medicare Managed Care Plan $23,628.76
Aetna Medicare Managed Care Plan $24,110.98

Visitor-reported prices

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Arthrd si jt prq wo tfxj dev at other California hospitals

Hospital City Cash price Negotiated range
Queen of The Valley Medical Center Napa not published $1,727.00 – $32,162.00
Providence St Joseph Hospital Eureka Eureka not published $1,802.00 – $31,625.00
Healdsburg Hospital Healdsburg not published $721.00 – $23,624.08
Redwood Memorial Hospital Fortuna not published $1,847.00 – $51,997.00
Santa Rosa Memorial Hospital Santa Rosa not published $691.00 – $24,668.00
Providence Mission Hospital - Mission Viejo Mission Viejo not published $1,597.00 – $41,720.12
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $353.00 – $41,720.12
Providence Saint Joseph Medical Center Burbank not published $353.00 – $41,720.12

All California hospitals for this procedure →