Amp f/th 1/2 jt/phalanx w/neurect local flap at Petaluma Valley Hospital

400 N Mcdowell Blvd, Petaluma, CA · Providence · · NPI 1235162645

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$6,026.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,816.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,632.00 with Blue Shield vs $20,618.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Epn Exchange $3,632.00 ↓ -40%
Healthnet Medicare Managed Care Plan $4,409.38 ↓ -27%
Blue Shield Hmo/Pos/Ppo $4,431.00 ↓ -26%
Aetna Medicare Managed Care Plan $4,499.37 ↓ -25%
Unitedhealthcare Select/Navigate Hmo $4,657.00 ↓ -23%
Unitedhealthcare All Commercial Plans $5,208.00 ↓ -14%
Healthnet Hmo/Pos/Ppo $16,652.00 ↑ +176%
Aetna All Commercial Plans $20,618.00 ↑ +242%

Visitor-reported prices

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Amp f/th 1/2 jt/phalanx w/neurect local flap at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $1,108.23 $356.73 – $1,630.72
Queen of The Valley Medical Center Napa $7,192.02 $4,645.79 – $16,652.00
Providence St Joseph Hospital Eureka Eureka $6,740.16 $4,208.34 – $16,652.00
Healdsburg Hospital Healdsburg $3,657.72 $4,408.51 – $6,323.17
Redwood Memorial Hospital Fortuna $4,136.61 $11,059.00 – $46,797.00
Santa Rosa Memorial Hospital Santa Rosa $6,447.42 $4,233.00 – $9,773.00
Providence Mission Hospital - Mission Viejo Mission Viejo $5,680.80 $3,281.00 – $9,779.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,718.45 $2,160.00 – $7,332.00

All California hospitals for this procedure →