Consultation pathology during surgery at Providence St Joseph Hospital Orange

1100 W Stewart Dr, Orange, CA · Providence · · NPI 1912982216

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$81.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$170.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.49 with Providence vs $420.35 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $64.49 ↓ -21%
Unitedhealthcare Select/Navigate Hmo $66.86 ↓ -18%
Unitedhealthcare All Commercial Plans $66.86 ↓ -18%
Aetna Medicare Managed Care Plan $75.87 ↓ -7%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $79.49 ↓ -3%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $89.53 ↑ +10%
Healthnet Ambetter Hmo $140.37 ↑ +72%
Aetna Gatekeeper Hmo $214.94 ↑ +163%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $350.29 ↑ +329%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $420.35 ↑ +415%

Visitor-reported prices

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Consultation pathology during surgery at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $351.90 $66.86 – $236.26
Arroyo Grande Hospital Santa Maria $177.62 $40.61 – $129.36
Mark Twain Medical Center San Andreas $162.51 $46.59 – $239.12
French Hospital San Luis Obispo $162.68 $35.64 – $129.36
Mercy Hospitals – Bakersfield Bakersfield $79.77 $34.50 – $102.43
Bakersfield Memorial Hospital Bakersfield $78.91 $34.50 – $102.43
Queen of The Valley Medical Center Napa $286.11 $66.86 – $298.57
Providence St Joseph Hospital Eureka Eureka $591.09 $66.86 – $338.58

All California hospitals for this procedure →