Volume measurement urine timed at Queen of The Valley Medical Center

1000 Trancas St, Napa, CA · Providence · · NPI 1013080084

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$5.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$10.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$3.64 with Aetna vs $37.77 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $3.64 ↓ -29%
Unitedhealthcare Select/Navigate Hmo $7.28 ↑ +43%
Unitedhealthcare All Commercial Plans $7.28 ↑ +43%
Aetna All Commercial Plans $24.97 ↑ +390%
Blue Cross Epo Exchange $26.25 ↑ +415%
Blue Cross Nonmcs All Commercial Plans $31.48 ↑ +517%
Blue Cross Mcs Ppo $37.77 ↑ +641%

Visitor-reported prices

visitor-reported
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Volume measurement urine timed at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $24.97 $3.05 – $26.52
Banner Lassen Medical Center Susanville $6.48 $0.73 – $10.67
Petaluma Valley Hospital Petaluma $5.10 $3.57 – $20.77
Arroyo Grande Hospital Santa Maria $8.14 $2.02 – $11.76
Mark Twain Medical Center San Andreas $39.30 $2.02 – $8.92
French Hospital San Luis Obispo $7.45 $2.02 – $11.76
Mercy Hospitals – Bakersfield Bakersfield $33.77 $1.98 – $10.48
Bakersfield Memorial Hospital Bakersfield $27.16 $1.98 – $10.48

All California hospitals for this procedure →