MRI lower extremity other than joint without contrast (both sides) at Queen of The Valley Medical Center

1000 Trancas St, Napa, CA · Providence · · NPI 1013080084

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$7,953.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$15,596.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$338.78 with Aetna vs $4,779.55 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $338.78 ↓ -96%
Unitedhealthcare Select/Navigate Hmo $372.86 ↓ -95%
Unitedhealthcare All Commercial Plans $372.86 ↓ -95%
Aetna All Commercial Plans $2,511.83 ↓ -68%
Blue Cross Epo Exchange $3,321.75 ↓ -58%
Blue Cross Nonmcs All Commercial Plans $3,982.97 ↓ -50%
Blue Cross Mcs Ppo $4,779.55 ↓ -40%

Visitor-reported prices

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MRI lower extremity other than joint without contrast (both sides) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,450.22 $307.13 – $2,582.58
Banner Lassen Medical Center Susanville $1,068.91 $630.58 – $1,491.86
Petaluma Valley Hospital Petaluma $4,025.94 $321.54 – $2,628.48
Providence St Joseph Hospital Eureka Eureka $3,561.84 $306.88 – $3,766.89
Healdsburg Hospital Healdsburg $1,788.57 $321.48 – $1,502.66
Redwood Memorial Hospital Fortuna $1,977.27 $3,775.69 – $3,775.69
Santa Rosa Memorial Hospital Santa Rosa $4,369.17 $332.01 – $2,826.01
Providence Mission Hospital - Mission Viejo Mission Viejo $2,706.72 $260.85 – $567.73

All California hospitals for this procedure →