Complex repair trunk 1.1-2.5cm 13120 at Queen of The Valley Medical Center

1000 Trancas St, Napa, CA · Providence · · NPI 1013080084

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,826.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,582.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$577.20 with Aetna vs $9,175.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $577.20 ↓ -68%
Unitedhealthcare Select/Navigate Hmo $2,747.00 ↑ +50%
Unitedhealthcare All Commercial Plans $3,056.00 ↑ +67%
Healthnet Hmo/Pos/Ppo $3,331.00 ↑ +82%
Blue Cross Epo Exchange $6,200.00 ↑ +239%
Blue Cross Nonmcs All Commercial Plans $7,480.00 ↑ +309%
Blue Shield Epn Exchange $7,483.00 ↑ +310%
Blue Cross Mcs Ppo $8,976.00 ↑ +391%
Blue Shield Hmo/Pos/Ppo $9,116.00 ↑ +399%
Aetna All Commercial Plans $9,175.00 ↑ +402%

Visitor-reported prices

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Complex repair trunk 1.1-2.5cm 13120 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $781.03 $163.96 – $1,505.60
Petaluma Valley Hospital Petaluma $995.52 $547.82 – $2,570.00
Providence St Joseph Hospital Eureka Eureka $1,462.17 $522.85 – $8,018.00
Healdsburg Hospital Healdsburg $904.23 $547.72 – $5,198.77
Redwood Memorial Hospital Fortuna $777.24 $3,331.00 – $25,998.00
Santa Rosa Memorial Hospital Santa Rosa $890.97 $565.65 – $4,042.00
Providence Mission Hospital - Mission Viejo Mission Viejo $1,512.48 $444.42 – $6,920.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $502.95 $522.85 – $3,470.00

All California hospitals for this procedure →