Clsd tx/metacarpal fx/sng/w manip 26605 at Queen of The Valley Medical Center
1000 Trancas St, Napa, CA · Providence · · NPI 1013080084
$1,145.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,247.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$350.23 with Aetna vs $9,175.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $350.23 | ↓ -69% |
| Healthnet | Hmo/Pos/Ppo | $1,333.00 | ↑ +16% |
| Unitedhealthcare | Select/Navigate Hmo | $2,747.00 | ↑ +140% |
| Unitedhealthcare | All Commercial Plans | $3,056.00 | ↑ +167% |
| Blue Cross | Epo Exchange | $6,200.00 | ↑ +441% |
| Blue Cross | Nonmcs All Commercial Plans | $7,480.00 | ↑ +553% |
| Blue Shield | Epn Exchange | $7,483.00 | ↑ +553% |
| Blue Cross | Mcs Ppo | $8,976.00 | ↑ +683% |
| Blue Shield | Hmo/Pos/Ppo | $9,116.00 | ↑ +695% |
| Aetna | All Commercial Plans | $9,175.00 | ↑ +701% |
Visitor-reported prices
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Clsd tx/metacarpal fx/sng/w manip 26605 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $840.48 | $332.41 – $2,570.00 |
| Mark Twain Medical Center | San Andreas | $522.81 | $203.08 – $769.30 |
| Providence St Joseph Hospital Eureka | Eureka | $1,638.63 | $317.26 – $8,018.00 |
| Healdsburg Hospital | Healdsburg | $2,028.27 | $332.35 – $5,198.77 |
| Redwood Memorial Hospital | Fortuna | $1,642.71 | $1,333.00 – $25,998.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $847.62 | $343.23 – $4,042.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $547.20 | $269.67 – $6,920.00 |
| Mercy Medical Center Merced | Merced | $601.52 | $210.19 – $1,156.32 |