Surgical pathology level 5 gross & microscopic examination at Mercy Medical Center Mt. Shasta

914 Pine St, Mt Shasta, CA · CommonSpirit Health · · NPI 1518085430

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$437.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$562.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.64 with Partnership Health Plan vs $417.48 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $87.64 ↓ -80%
Humana Medicare|All Plans $102.24 ↓ -77%
Aetna Medicare|All Plans $102.24 ↓ -77%
United Medicare|All Plans $102.24 ↓ -77%
Health Net Medicare|All Plans $102.24 ↓ -77%
Kaiser Medicare|All Plans $102.24 ↓ -77%
BCBS - Anthem Medicare|All Plans $102.24 ↓ -77%
Blue Shield CA Medicare|All Plans $102.24 ↓ -77%
BCBS - Anthem Medicaid|All Plans $170.97 ↓ -61%
California Health & Wellness Medicaid|All Plans $221.52 ↓ -49%
BCBS - Anthem Commercial|Exchange $289.68 ↓ -34%
Cigna Commercial|PPO $349.32 ↓ -20%
Cigna Commercial|All Other Plans $349.32 ↓ -20%
BCBS - Anthem Commercial|All Other Plans $357.84 ↓ -18%
United Commercial|HMO $366.36 ↓ -16%
Aetna Commercial|HMO $370.62 ↓ -15%
Aetna Commercial|All Other Plans $370.62 ↓ -15%
Aetna Commercial|PPO $370.62 ↓ -15%
United Commercial|All Other Plans $374.88 ↓ -14%
Health Net Commercial|All Plans $396.18 ↓ -9%
Coventry Commercial|All Plans $417.48 ↓ -5%
MultiPlan Commercial|All Plans $417.48 ↓ -5%

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $222.51 $137.16 – $813.52
Petaluma Valley Hospital Petaluma $653.82 $163.66 – $566.82
Arroyo Grande Hospital Santa Maria $141.24 $109.34 – $536.77
Mark Twain Medical Center San Andreas $291.05 $56.81 – $215.18
French Hospital San Luis Obispo $129.36 $59.05 – $631.01
Mercy Hospitals – Bakersfield Bakersfield $191.44 $123.13 – $598.65
Bakersfield Memorial Hospital Bakersfield $189.38 $123.13 – $598.65
Queen of The Valley Medical Center Napa $613.53 $206.83 – $566.82

All California hospitals for this procedure →