Mayo factor v at Mercy Medical Center Mt. Shasta

914 Pine St, Mt Shasta, CA · CommonSpirit Health · · NPI 1518085430

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$16.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21.16

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.01 with California Health & Wellness vs $21.16 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
California Health & Wellness Medicaid|All Plans $11.01 ↓ -33%
BCBS - Anthem Commercial|Exchange $14.39 ↓ -13%
Partnership Health Plan Medicaid|All Plans $15.69 ↓ -5%
Cigna Commercial|PPO $17.36 ↑ +5%
Cigna Commercial|All Other Plans $17.36 ↑ +5%
Health Net Medicare|All Plans $17.65 ↑ +7%
Aetna Medicare|All Plans $17.65 ↑ +7%
United Medicare|All Plans $17.65 ↑ +7%
Humana Medicare|All Plans $17.65 ↑ +7%
Kaiser Medicare|All Plans $17.65 ↑ +7%
BCBS - Anthem Medicare|All Plans $17.65 ↑ +7%
Blue Shield CA Medicare|All Plans $17.65 ↑ +7%
BCBS - Anthem Commercial|All Other Plans $17.78 ↑ +8%
United Commercial|HMO $18.20 ↑ +11%
Aetna Commercial|All Other Plans $18.41 ↑ +12%
Aetna Commercial|HMO $18.41 ↑ +12%
Aetna Commercial|PPO $18.41 ↑ +12%
United Commercial|All Other Plans $18.63 ↑ +13%
Health Net Commercial|All Plans $19.68 ↑ +19%
Coventry Commercial|All Plans $20.74 ↑ +26%
MultiPlan Commercial|All Plans $20.74 ↑ +26%
BCBS - Anthem Medicaid|All Plans $21.16 ↑ +28%

Visitor-reported prices

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Mayo factor v at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $9.27 $5.72 – $46.82
Banner Lassen Medical Center Susanville $30.99 $3.53 – $50.44
Petaluma Valley Hospital Petaluma $93.87 $17.30 – $144.10
Arroyo Grande Hospital Santa Maria $32.10 $10.58 – $45.47
Mark Twain Medical Center San Andreas $14.10 $11.46 – $21.16
French Hospital San Luis Obispo $29.40 $5.72 – $53.45
Mercy Hospitals – Bakersfield Bakersfield $11.51 $10.58 – $50.71
Bakersfield Memorial Hospital Bakersfield $11.38 $10.58 – $50.71

All California hospitals for this procedure →