Brain MRI (with and without contrast) at Mercy Medical Center Mt. Shasta
914 Pine St, Mt Shasta, CA · CommonSpirit Health · · NPI 1518085430
$3,995.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,136.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$990.52 with California Health & Wellness vs $5,033.28 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| California Health & Wellness | Medicaid|All Plans | $990.52 | ↓ -75% |
| Health Net | Medicare|All Plans | $1,232.64 | ↓ -69% |
| Aetna | Medicare|All Plans | $1,232.64 | ↓ -69% |
| United | Medicare|All Plans | $1,232.64 | ↓ -69% |
| Humana | Medicare|All Plans | $1,232.64 | ↓ -69% |
| Kaiser | Medicare|All Plans | $1,232.64 | ↓ -69% |
| BCBS - Anthem | Medicare|All Plans | $1,232.64 | ↓ -69% |
| Blue Shield CA | Medicare|All Plans | $1,232.64 | ↓ -69% |
| BCBS - Anthem | Medicaid|All Plans | $1,859.12 | ↓ -53% |
| Partnership Health Plan | Medicaid|All Plans | $1,918.59 | ↓ -52% |
| BCBS - Anthem | Commercial|Exchange | $3,492.48 | ↓ -13% |
| Cigna | Commercial|PPO | $4,211.52 | ↑ +5% |
| Cigna | Commercial|All Other Plans | $4,211.52 | ↑ +5% |
| BCBS - Anthem | Commercial|All Other Plans | $4,314.24 | ↑ +8% |
| United | Commercial|HMO | $4,416.96 | ↑ +11% |
| Aetna | Commercial|HMO | $4,468.32 | ↑ +12% |
| Aetna | Commercial|All Other Plans | $4,468.32 | ↑ +12% |
| Aetna | Commercial|PPO | $4,468.32 | ↑ +12% |
| United | Commercial|All Other Plans | $4,519.68 | ↑ +13% |
| Health Net | Commercial|All Plans | $4,776.48 | ↑ +20% |
| Coventry | Commercial|All Plans | $5,033.28 | ↑ +26% |
| MultiPlan | Commercial|All Plans | $5,033.28 | ↑ +26% |
Visitor-reported prices
Comments
Brain MRI (with and without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $3,699.79 | $453.77 – $6,588.66 |
| Banner Lassen Medical Center | Susanville | $3,376.73 | $71.43 – $5,657.04 |
| Petaluma Valley Hospital | Petaluma | $4,780.23 | $470.15 – $5,091.33 |
| Arroyo Grande Hospital | Santa Maria | $4,627.11 | $446.18 – $8,437.80 |
| Mark Twain Medical Center | San Andreas | $9,499.16 | $446.18 – $3,578.96 |
| French Hospital | San Luis Obispo | $3,689.90 | $446.18 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,668.82 | $446.18 – $7,911.20 |
| Bakersfield Memorial Hospital | Bakersfield | $3,629.27 | $446.18 – $7,812.31 |