Abdominal CT scan (with and without contrast) at Mercy Medical Center Mt. Shasta

914 Pine St, Mt Shasta, CA · CommonSpirit Health · · NPI 1518085430

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,780.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,859.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$494.58 with BCBS - Anthem vs $4,761.82 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $494.58 ↓ -87%
California Health & Wellness Medicaid|All Plans $756.73 ↓ -80%
Health Net Medicare|All Plans $1,166.16 ↓ -69%
Aetna Medicare|All Plans $1,166.16 ↓ -69%
United Medicare|All Plans $1,166.16 ↓ -69%
Humana Medicare|All Plans $1,166.16 ↓ -69%
Kaiser Medicare|All Plans $1,166.16 ↓ -69%
BCBS - Anthem Medicare|All Plans $1,166.16 ↓ -69%
Blue Shield CA Medicare|All Plans $1,166.16 ↓ -69%
Partnership Health Plan Medicaid|All Plans $1,465.74 ↓ -61%
BCBS - Anthem Commercial|Exchange $3,304.12 ↓ -13%
Cigna Commercial|PPO $3,984.38 ↑ +5%
Cigna Commercial|All Other Plans $3,984.38 ↑ +5%
BCBS - Anthem Commercial|All Other Plans $4,081.56 ↑ +8%
United Commercial|HMO $4,178.74 ↑ +11%
Aetna Commercial|PPO $4,227.33 ↑ +12%
Aetna Commercial|All Other Plans $4,227.33 ↑ +12%
Aetna Commercial|HMO $4,227.33 ↑ +12%
United Commercial|All Other Plans $4,275.92 ↑ +13%
Health Net Commercial|All Plans $4,518.87 ↑ +20%
Coventry Commercial|All Plans $4,761.82 ↑ +26%
MultiPlan Commercial|All Plans $4,761.82 ↑ +26%

Visitor-reported prices

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Abdominal CT scan (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,410.80 $226.19 – $2,512.38
Banner Lassen Medical Center Susanville $2,266.90 $35.60 – $3,864.48
Petaluma Valley Hospital Petaluma $6,557.07 $236.37 – $1,960.59
Arroyo Grande Hospital Santa Maria $2,657.88 $226.19 – $5,049.94
Mark Twain Medical Center San Andreas $9,055.61 $340.87 – $2,890.02
French Hospital San Luis Obispo $2,141.89 $226.19 – $1,768.00
Mercy Hospitals – Bakersfield Bakersfield $2,402.60 $226.19 – $5,180.80
Bakersfield Memorial Hospital Bakersfield $2,376.70 $226.19 – $5,116.04

All California hospitals for this procedure →