Warde calculus (stone) infrared at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$29.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$62.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.96 with Providence vs $202.76 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $10.96 ↓ -63%
Aetna Medicare Managed Care Plan $12.90 ↓ -57%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $20.61 ↓ -31%
Healthnet Ambetter Hmo $23.86 ↓ -20%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $23.88 ↓ -20%
Unitedhealthcare All Commercial Plans $25.80 ↓ -13%
Unitedhealthcare Select/Navigate Hmo $25.80 ↓ -13%
Aetna Gatekeeper Hmo $105.70 ↑ +255%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $168.97 ↑ +468%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $202.76 ↑ +581%

Visitor-reported prices

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Warde calculus (stone) infrared at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4.82 $2.97 – $34.25
Banner Lassen Medical Center Susanville $15.02 $2.58 – $23.28
Petaluma Valley Hospital Petaluma $31.62 $12.64 – $105.30
Arroyo Grande Hospital Santa Maria $4.71 $5.50 – $33.26
Mark Twain Medical Center San Andreas $7.33 $5.96 – $11.00
French Hospital San Luis Obispo $4.32 $2.97 – $39.10
Mercy Hospitals – Bakersfield Bakersfield $12.99 $5.50 – $37.09
Bakersfield Memorial Hospital Bakersfield $12.85 $5.50 – $37.09

All California hospitals for this procedure →