MRI upper extremity other than joint without contrast (both sides) at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$2,706.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,639.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$260.85 with Providence vs $5,061.45 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $260.85 ↓ -90%
Aetna Medicare Managed Care Plan $306.88 ↓ -89%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $321.51 ↓ -88%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $362.12 ↓ -87%
Unitedhealthcare All Commercial Plans $372.86 ↓ -86%
Unitedhealthcare Select/Navigate Hmo $372.86 ↓ -86%
Healthnet Ambetter Hmo $567.73 ↓ -79%
Aetna Gatekeeper Hmo $1,837.14 ↓ -32%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $4,217.86 ↑ +56%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $5,061.45 ↑ +87%

Visitor-reported prices

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MRI upper extremity other than joint without contrast (both sides) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,478.25 $307.13 – $2,632.50
Banner Lassen Medical Center Susanville $1,311.46 $500.33 – $1,830.39
Petaluma Valley Hospital Petaluma $3,964.74 $321.54 – $2,628.48
Queen of The Valley Medical Center Napa $6,627.45 $338.78 – $3,321.75
Providence St Joseph Hospital Eureka Eureka $3,113.55 $306.88 – $3,766.89
Healdsburg Hospital Healdsburg $1,788.57 $321.48 – $1,502.66
Santa Rosa Memorial Hospital Santa Rosa $4,369.17 $332.01 – $2,826.01
Providence Cedars-Sinai Tarzana Medical Center Tarzana $1,470.35 $306.88 – $975.86

All California hospitals for this procedure →