Ins mark thor for right perq at Providence Mission Hospital - Mission Viejo
27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913
$2,256.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,701.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,513.19 with Providence vs $6,428.00 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Providence | Oscar All Commercial Plans | $1,513.19 | ↓ -33% |
| Blue Shield | Epn Exchange | $1,597.00 | ↓ -29% |
| Aetna | Medicare Managed Care Plan | $1,780.22 | ↓ -21% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $1,865.10 | ↓ -17% |
| Blue Shield | Tandem Ppo | $1,984.00 | ↓ -12% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $2,100.64 | ↓ -7% |
| Blue Shield | Hmo/Ppo | $2,206.00 | ↓ -2% |
| Unitedhealthcare | Select/Navigate Hmo | $3,281.00 | ↑ +45% |
| Healthnet | Ambetter Hmo | $3,293.41 | ↑ +46% |
| Aetna | Gatekeeper Hmo | $3,429.00 | ↑ +52% |
| Healthnet | Hmo/Pos/Ppo | $3,462.00 | ↑ +53% |
| Unitedhealthcare | All Commercial Plans | $3,633.00 | ↑ +61% |
| Blue Cross | Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans | $5,357.00 | ↑ +137% |
| Blue Cross | Anthem Mcs (Indx) All Commercial Plans | $6,428.00 | ↑ +185% |
Visitor-reported prices
Comments
Ins mark thor for right perq at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,723.10 | $733.06 – $3,365.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,386.06 | $595.98 – $2,988.80 |
| Bakersfield Memorial Hospital | Bakersfield | $1,371.12 | $595.98 – $2,951.44 |
| St. Joseph's Medical Center Stockton | Stockton | $1,045.47 | $362.25 – $1,725.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $2,081.31 | $691.00 – $4,737.00 |
| Mercy Medical Center Merced | Merced | $1,952.37 | $595.98 – $1,636.26 |
| Dominican Hospital | Santa Cruz | $2,199.15 | $595.98 – $5,883.77 |
| Petaluma Valley Hospital | Petaluma | not published | $593.00 – $4,657.00 |