Hlth bhv ivntj indiv 1st 30 at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$194.05 with Providence vs $422.33 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $194.05
Aetna Medicare Managed Care Plan $228.29
Blue Cross Anthem Vivity City Of La Other Commercial Plan $239.17
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $269.38
Healthnet Ambetter Hmo $422.33

Visitor-reported prices

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Hlth bhv ivntj indiv 1st 30 at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $92.49 $57.63 – $204.15
St. Joseph's Medical Center Stockton Stockton $77.03 $55.02 – $227.96
St. Mary Medical Center Long Beach $112.23 $51.87 – $326.64
Mercy San Juan Medical Center Carmichael $82.75 $28.93 – $263.92
Mercy General Hospital Sacramento $65.84 $57.63 – $247.81
Mercy Hospital of Folsom Folsom $117.48 $28.93 – $247.81
Woodland Memorial Hospital Woodland $82.75 $28.93 – $263.00
Methodist Hospital of Sacramento Sacramento $86.98 $57.63 – $247.81

All California hospitals for this procedure →