Abdominal MRI (with and without contrast) at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$5,371.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,190.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$381.40 with Providence vs $11,253.96 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $381.40 ↓ -93%
Aetna Medicare Managed Care Plan $448.71 ↓ -92%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $470.10 ↓ -91%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $529.47 ↓ -90%
Unitedhealthcare All Commercial Plans $610.96 ↓ -89%
Unitedhealthcare Select/Navigate Hmo $610.96 ↓ -89%
Healthnet Ambetter Hmo $830.11 ↓ -85%
Aetna Gatekeeper Hmo $1,837.14 ↓ -66%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $9,378.26 ↑ +75%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $11,253.96 ↑ +110%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,916.21 $453.77 – $5,193.24
Banner Lassen Medical Center Susanville $3,402.72 $71.43 – $4,749.12
Petaluma Valley Hospital Petaluma $5,118.87 $470.15 – $5,844.35
Arroyo Grande Hospital Santa Maria $3,828.46 $333.52 – $6,654.20
Mark Twain Medical Center San Andreas $9,470.52 $333.52 – $3,786.72
French Hospital San Luis Obispo $3,045.84 $333.52 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $2,431.17 $333.52 – $5,242.40
Bakersfield Memorial Hospital Bakersfield $2,404.96 $333.52 – $5,176.87

All California hospitals for this procedure →