Warde 1015200 kappa light chain free at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.47 with Blue Shield CA vs $8.50 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $2.47 ↓ -62%
Blue Shield CA Commercial|All Other Plans $3.32 ↓ -48%
Healthsmart Commercial|All Plans $5.10 ↓ -21%
Cigna Commercial|All Other Plans $5.53 ↓ -14%
Cigna Commercial|PPO $5.53 ↓ -14%
Kaiser Commercial|All Plans $5.87 ↓ -9%
First Health Commercial|All Plans $6.80 ↑ +6%
MultiPlan Commercial|All Plans $7.99 ↑ +24%
United Commercial|HMO $8.42 ↑ +31%
United Commercial|Non-Options PPO $8.50 ↑ +32%
United Commercial|Options PPO $8.50 ↑ +32%
United Commercial|All Other Plans $8.50 ↑ +32%

Visitor-reported prices

visitor-reported
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Warde 1015200 kappa light chain free at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $5.48 $3.38 – $9.75
Banner Lassen Medical Center Susanville $11.89 $3.45 – $28.50
Petaluma Valley Hospital Petaluma $61.20 $16.92 – $37.98
Arroyo Grande Hospital Santa Maria $5.35 $4.25 – $8.33
Mark Twain Medical Center San Andreas $8.33 $3.24 – $12.25
French Hospital San Luis Obispo $4.90 $2.30 – $8.33
Mercy Hospitals – Bakersfield Bakersfield $4.64 $4.25 – $6.80
Bakersfield Memorial Hospital Bakersfield $4.59 $4.25 – $8.42

All California hospitals for this procedure →