Surgical pathology level 5 gross & microscopic examination at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$149.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$290.81
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$125.71 with Kaiser vs $457.06 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|> 21 | $125.71 | ↓ -16% |
| Kaiser | Medicaid|< 21 | $125.71 | ↓ -16% |
| Inland Empire Health Plan | Medicaid|> 21 | $125.71 | ↓ -16% |
| Inland Empire Health Plan | Medicaid|< 21 | $125.71 | ↓ -16% |
| Health Plan of San Joaquin | Medicaid|> 21 | $125.71 | ↓ -16% |
| Health Plan of San Joaquin | Medicaid|< 21 | $125.71 | ↓ -16% |
| Central California Alliance for Health | Medicaid|All Plans | $125.71 | ↓ -16% |
| California Health & Wellness | Medicaid|> 21 | $125.71 | ↓ -16% |
| Molina | Medicaid|< 21 | $125.71 | ↓ -16% |
| Molina | Medicaid|> 21 | $125.71 | ↓ -16% |
| California Health & Wellness | Medicaid|< 21 | $125.71 | ↓ -16% |
| Kern Health System | Medicaid|> 21 | $125.71 | ↓ -16% |
| Kern Health System | Medicaid|< 21 | $125.71 | ↓ -16% |
| Partnership Health Plan | Medicaid|> 21 | $125.71 | ↓ -16% |
| Partnership Health Plan | Medicaid|< 21 | $125.71 | ↓ -16% |
| BCBS - Anthem | Medicaid|> 21 | $144.57 | ↓ -3% |
| BCBS - Anthem | Medicaid|< 21 | $144.57 | ↓ -3% |
| Healthsmart | Commercial|All Plans | $174.49 | ↑ +17% |
| Cigna | Commercial|All Other Plans | $189.03 | ↑ +26% |
| Cigna | Commercial|PPO | $189.03 | ↑ +26% |
| BCBS - Anthem | Commercial|Exchange | $197.76 | ↑ +32% |
| Kaiser | Commercial|All Plans | $200.66 | ↑ +34% |
| First Health | Commercial|All Plans | $232.65 | ↑ +55% |
| BCBS - Anthem | Commercial|All Other Plans | $258.83 | ↑ +73% |
| Health Net | Medicaid|All Plans | $271.53 | ↑ +81% |
| MultiPlan | Commercial|All Plans | $273.37 | ↑ +83% |
| Kaiser | Medicare|All Plans | $290.81 | ↑ +94% |
| Scan Health Plan | Medicare|All Plans | $290.81 | ↑ +94% |
| United | Commercial|HMO | $290.81 | ↑ +94% |
| United | Commercial|Options PPO | $290.81 | ↑ +94% |
| Humana | Medicare|All Plans | $290.81 | ↑ +94% |
| BCBS - Anthem | Medicare|All Plans | $290.81 | ↑ +94% |
| BCBS - Anthem | Commercial|MCS | $290.81 | ↑ +94% |
| Health Net | Medicare|All Plans | $290.81 | ↑ +94% |
| United | Commercial|Non-Options PPO | $290.81 | ↑ +94% |
| Aetna | Medicare|All Plans | $290.81 | ↑ +94% |
| Aetna | Commercial|PPO | $290.81 | ↑ +94% |
| Aetna | Commercial|All Other Plans | $290.81 | ↑ +94% |
| LA Care | Medicare|All Plans | $290.81 | ↑ +94% |
| United | Commercial|All Other Plans | $290.81 | ↑ +94% |
| Aetna | Commercial|HMO | $290.81 | ↑ +94% |
| Allcare | Commercial|All Plans | $319.90 | ↑ +114% |
| United | Medicare|All Plans | $457.06 | ↑ +205% |
| Blue Shield CA | Medicare|All Plans | $457.06 | ↑ +205% |
Visitor-reported prices
Comments
Surgical pathology level 5 gross & microscopic examination at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $222.51 | $137.16 – $813.52 |
| Petaluma Valley Hospital | Petaluma | $653.82 | $163.66 – $566.82 |
| Arroyo Grande Hospital | Santa Maria | $141.24 | $109.34 – $536.77 |
| Mark Twain Medical Center | San Andreas | $291.05 | $56.81 – $215.18 |
| French Hospital | San Luis Obispo | $129.36 | $59.05 – $631.01 |
| Mercy Hospitals – Bakersfield | Bakersfield | $191.44 | $123.13 – $598.65 |
| Bakersfield Memorial Hospital | Bakersfield | $189.38 | $123.13 – $598.65 |
| Queen of The Valley Medical Center | Napa | $613.53 | $206.83 – $566.82 |