Radphm lcl tomogr sgl area sgl day at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,488.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,891.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,030.20 with Healthsmart vs $2,891.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthsmart Commercial|All Plans $1,030.20 ↓ -31%
Cigna Commercial|All Other Plans $1,116.05 ↓ -25%
Cigna Commercial|PPO $1,116.05 ↓ -25%
Kaiser Commercial|All Plans $1,184.73 ↓ -20%
First Health Commercial|All Plans $1,373.60 ↓ -8%
MultiPlan Commercial|All Plans $1,613.98 ↑ +8%
LA Care Medicare|All Plans $1,658.74 ↑ +11%
Aetna Medicare|All Plans $1,658.74 ↑ +11%
United Medicare|All Plans $1,658.74 ↑ +11%
Health Net Medicare|All Plans $1,658.74 ↑ +11%
Kaiser Medicare|All Plans $1,658.74 ↑ +11%
BCBS - Anthem Medicare|All Plans $1,658.74 ↑ +11%
Blue Shield CA Medicare|All Plans $1,658.74 ↑ +11%
Scan Health Plan Medicare|All Plans $1,658.74 ↑ +11%
Humana Medicare|All Plans $1,658.74 ↑ +11%
Allcare Commercial|All Plans $1,671.54 ↑ +12%
Aetna Commercial|All Other Plans $1,748.89 ↑ +17%
Aetna Commercial|PPO $1,748.89 ↑ +17%
Aetna Commercial|HMO $1,748.89 ↑ +17%
BCBS - Anthem Commercial|Exchange $1,814.90 ↑ +22%
BCBS - Anthem Commercial|All Other Plans $2,387.89 ↑ +60%
United Commercial|All Other Plans $2,891.00 ↑ +94%
United Commercial|Non-Options PPO $2,891.00 ↑ +94%
BCBS - Anthem Commercial|MCS $2,891.00 ↑ +94%
United Commercial|Options PPO $2,891.00 ↑ +94%
United Commercial|HMO $2,891.00 ↑ +94%

Visitor-reported prices

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Radphm lcl tomogr sgl area sgl day at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,048.14 $646.11 – $6,326.24
Banner Lassen Medical Center Susanville $803.86 $261.10 – $1,162.06
Arroyo Grande Hospital Santa Maria $3,137.67 $1,658.74 – $6,825.70
Mark Twain Medical Center San Andreas $5,406.59 $989.53 – $3,748.50
French Hospital San Luis Obispo $2,615.43 $1,581.92 – $7,222.02
Mercy Hospitals – Bakersfield Bakersfield $866.29 $1,167.50 – $6,851.62
Bakersfield Memorial Hospital Bakersfield $856.95 $1,167.50 – $6,851.62
Queen of The Valley Medical Center Napa $4,380.90 $770.94 – $2,035.50

All California hospitals for this procedure →