Postpartum Care Only at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$147.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$287.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$172.20 with Healthsmart vs $5,322.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthsmart Commercial|All Plans $172.20 ↑ +17%
Cigna Commercial|All Other Plans $186.55 ↑ +26%
Cigna Commercial|PPO $186.55 ↑ +26%
Kaiser Commercial|All Plans $198.03 ↑ +34%
First Health Commercial|All Plans $229.60 ↑ +55%
MultiPlan Commercial|All Plans $269.78 ↑ +83%
United Commercial|HMO $284.13 ↑ +92%
United Commercial|Options PPO $287.00 ↑ +94%
United Commercial|All Other Plans $287.00 ↑ +94%
United Commercial|Non-Options PPO $287.00 ↑ +94%
Aetna Commercial|PPO $5,322.00 ↑ +3501%
Aetna Commercial|All Other Plans $5,322.00 ↑ +3501%
Aetna Commercial|HMO $5,322.00 ↑ +3501%

Visitor-reported prices

visitor-reported
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Postpartum Care Only at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma not published $593.00 – $10,997.00
Queen of The Valley Medical Center Napa not published $1,727.00 – $8,621.00
Providence St Joseph Hospital Eureka Eureka not published $1,802.00 – $21,319.00
Healdsburg Hospital Healdsburg not published $721.00 – $3,982.87
Redwood Memorial Hospital Fortuna not published $1,847.00 – $20,799.00
Santa Rosa Memorial Hospital Santa Rosa not published $691.00 – $12,908.00
Providence Mission Hospital - Mission Viejo Mission Viejo not published $1,597.00 – $3,429.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $353.00 – $353.00

All California hospitals for this procedure →