Pet image skull-thigh at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,386.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,633.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,527.04 with Healthsmart vs $2,386.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthsmart Commercial|All Plans $1,527.04 ↓ -36%
Cigna Commercial|All Other Plans $1,550.90 ↓ -35%
Cigna Commercial|PPO $1,550.90 ↓ -35%
BCBS - Anthem Commercial|Exchange $1,622.48 ↓ -32%
Kaiser Commercial|All Plans $1,646.34 ↓ -31%
Health Net Medicare|All Plans $1,853.28 ↓ -22%
Blue Shield CA Medicare|All Plans $1,853.28 ↓ -22%
Kaiser Medicare|All Plans $1,853.28 ↓ -22%
Aetna Medicare|All Plans $1,853.28 ↓ -22%
Scan Health Plan Medicare|All Plans $1,853.28 ↓ -22%
Humana Medicare|All Plans $1,853.28 ↓ -22%
LA Care Medicare|All Plans $1,853.28 ↓ -22%
United Medicare|All Plans $1,853.28 ↓ -22%
BCBS - Anthem Medicare|All Plans $1,853.28 ↓ -22%
Allcare Commercial|All Plans $1,896.08 ↓ -21%
First Health Commercial|All Plans $1,908.80 ↓ -20%
Inland Empire Health Plan Medicaid|> 21 $2,027.01 ↓ -15%
Molina Medicaid|< 21 $2,027.01 ↓ -15%
Molina Medicaid|> 21 $2,027.01 ↓ -15%
Kaiser Medicaid|< 21 $2,027.01 ↓ -15%
Kaiser Medicaid|> 21 $2,027.01 ↓ -15%
Partnership Health Plan Medicaid|< 21 $2,027.01 ↓ -15%
Partnership Health Plan Medicaid|> 21 $2,027.01 ↓ -15%
Kern Health System Medicaid|< 21 $2,027.01 ↓ -15%
Kern Health System Medicaid|> 21 $2,027.01 ↓ -15%
California Health & Wellness Medicaid|< 21 $2,027.01 ↓ -15%
California Health & Wellness Medicaid|> 21 $2,027.01 ↓ -15%
Central California Alliance for Health Medicaid|All Plans $2,027.01 ↓ -15%
Health Plan of San Joaquin Medicaid|< 21 $2,027.01 ↓ -15%
Health Plan of San Joaquin Medicaid|> 21 $2,027.01 ↓ -15%
Inland Empire Health Plan Medicaid|< 21 $2,027.01 ↓ -15%
BCBS - Anthem Commercial|All Other Plans $2,123.54 ↓ -11%
MultiPlan Commercial|All Plans $2,242.84 ↓ -6%
BCBS - Anthem Medicaid|< 21 $2,331.05 ↓ -2%
BCBS - Anthem Medicaid|> 21 $2,331.05 ↓ -2%
United Commercial|Options PPO $2,386.00 ↑ +0%
United Commercial|HMO $2,386.00 ↑ +0%
United Commercial|All Other Plans $2,386.00 ↑ +0%
BCBS - Anthem Commercial|MCS $2,386.00 ↑ +0%
Aetna Commercial|All Other Plans $2,386.00 ↑ +0%
Aetna Commercial|HMO $2,386.00 ↑ +0%
Health Net Medicaid|All Plans $2,386.00 ↑ +0%
United Commercial|Non-Options PPO $2,386.00 ↑ +0%
Aetna Commercial|PPO $2,386.00 ↑ +0%

Visitor-reported prices

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Pet image skull-thigh at other California hospitals

Hospital City Cash price Negotiated range
Queen of The Valley Medical Center Napa $2,504.10 $2,030.33 – $6,688.23
Providence Mission Hospital - Mission Viejo Mission Viejo $4,021.92 $1,563.28 – $3,402.43
Mercy Medical Center Mt. Shasta Mt Shasta $3,784.97 $1,167.60 – $4,865.00
Sierra Nevada Memorial Hospital Grass Valley $3,957.79 $1,916.73 – $7,116.76
Providence St Joseph Hospital Orange Orange $3,145.44 $1,563.28 – $3,402.43
Mercy Medical Center Redding Redding $6,637.14 $1,853.28 – $12,829.18
St. Elizabeth Community Hospital Red Bluff $2,636.76 $1,853.28 – $4,515.00
Petaluma Valley Hospital Petaluma not published $1,927.01 – $5,292.36

All California hospitals for this procedure →