Njx aa&/strd lmbr plex nfs at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,364.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,650.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$105.14 with Partnership Health Plan vs $11,054.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $105.14 ↓ -92%
Partnership Health Plan Medicaid|< 21 $105.14 ↓ -92%
Kaiser Medicaid|> 21 $105.14 ↓ -92%
Health Plan of San Joaquin Medicaid|< 21 $105.14 ↓ -92%
Kaiser Medicaid|< 21 $105.14 ↓ -92%
Inland Empire Health Plan Medicaid|> 21 $105.14 ↓ -92%
Health Plan of San Joaquin Medicaid|> 21 $105.14 ↓ -92%
California Health & Wellness Medicaid|> 21 $105.14 ↓ -92%
Molina Medicaid|< 21 $105.14 ↓ -92%
Molina Medicaid|> 21 $105.14 ↓ -92%
California Health & Wellness Medicaid|< 21 $105.14 ↓ -92%
Inland Empire Health Plan Medicaid|< 21 $105.14 ↓ -92%
Kern Health System Medicaid|> 21 $105.14 ↓ -92%
Kern Health System Medicaid|< 21 $105.14 ↓ -92%
BCBS - Anthem Medicaid|> 21 $105.36 ↓ -92%
BCBS - Anthem Medicaid|< 21 $105.36 ↓ -92%
Central California Alliance for Health Medicaid|All Plans $115.50 ↓ -92%
Health Net Medicaid|All Plans $249.48 ↓ -82%
Allcare Commercial|All Plans $1,066.96 ↓ -22%
Humana Medicare|All Plans $1,131.20 ↓ -17%
Aetna Medicare|All Plans $1,131.20 ↓ -17%
United Medicare|All Plans $1,131.20 ↓ -17%
Health Net Medicare|All Plans $1,131.20 ↓ -17%
Kaiser Medicare|All Plans $1,131.20 ↓ -17%
BCBS - Anthem Medicare|All Plans $1,131.20 ↓ -17%
Blue Shield CA Medicare|All Plans $1,131.20 ↓ -17%
Scan Health Plan Medicare|All Plans $1,131.20 ↓ -17%
LA Care Medicare|All Plans $1,131.20 ↓ -17%
Western Growers Commercial|All Plans $1,325.00 ↓ -3%
Healthsmart Commercial|All Plans $1,590.00 ↑ +17%
Cigna Commercial|PPO $1,722.50 ↑ +26%
Cigna Commercial|All Other Plans $1,722.50 ↑ +26%
Kaiser Commercial|All Plans $1,828.50 ↑ +34%
First Health Commercial|All Plans $2,120.00 ↑ +55%
MultiPlan Commercial|All Plans $2,491.00 ↑ +83%
United Commercial|HMO $2,623.50 ↑ +92%
United Commercial|Non-Options PPO $2,650.00 ↑ +94%
United Commercial|Options PPO $2,650.00 ↑ +94%
United Commercial|All Other Plans $2,650.00 ↑ +94%
BCBS - Anthem Commercial|Exchange $4,116.00 ↑ +202%
Aetna Commercial|PPO $5,322.00 ↑ +290%
Aetna Commercial|All Other Plans $5,322.00 ↑ +290%
Aetna Commercial|HMO $5,322.00 ↑ +290%
BCBS - Anthem Commercial|All Other Plans $5,416.00 ↑ +297%
BCBS - Anthem Commercial|MCS $8,557.00 ↑ +527%
Health Net Commercial|Care Product $9,710.00 ↑ +611%
Health Net Commercial|FFS $11,054.00 ↑ +710%

Visitor-reported prices

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Njx aa&/strd lmbr plex nfs at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $237.11 $116.85 – $276.45
Mercy Hospitals – Bakersfield Bakersfield $960.89 $105.14 – $2,072.00
Bakersfield Memorial Hospital Bakersfield $950.53 $105.14 – $2,046.10
St. Joseph's Medical Center Stockton Stockton $942.86 $91.62 – $2,693.88
Mercy Medical Center Mt. Shasta Mt Shasta $2,043.81 $124.60 – $2,574.46
Mercy Medical Center Redding Redding $1,362.82 $145.68 – $2,634.24
St. Elizabeth Community Hospital Red Bluff $1,723.97 $131.02 – $2,892.96
St. John's Camarillo Hospital Camarillo not published $129.32 – $2,138.98

All California hospitals for this procedure →