M/phmtrc alysishquant/semiq at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$70.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$135.99

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.87 with Inland Empire Health Plan vs $135.99 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Inland Empire Health Plan Medicaid|> 21 $65.87 ↓ -6%
Molina Medicaid|< 21 $65.87 ↓ -6%
Molina Medicaid|> 21 $65.87 ↓ -6%
Kaiser Medicaid|< 21 $65.87 ↓ -6%
Kaiser Medicaid|> 21 $65.87 ↓ -6%
Partnership Health Plan Medicaid|< 21 $65.87 ↓ -6%
Partnership Health Plan Medicaid|> 21 $65.87 ↓ -6%
Kern Health System Medicaid|< 21 $65.87 ↓ -6%
Kern Health System Medicaid|> 21 $65.87 ↓ -6%
California Health & Wellness Medicaid|< 21 $65.87 ↓ -6%
California Health & Wellness Medicaid|> 21 $65.87 ↓ -6%
Central California Alliance for Health Medicaid|All Plans $65.87 ↓ -6%
Health Plan of San Joaquin Medicaid|< 21 $65.87 ↓ -6%
Health Plan of San Joaquin Medicaid|> 21 $65.87 ↓ -6%
Inland Empire Health Plan Medicaid|< 21 $65.87 ↓ -6%
BCBS - Anthem Medicaid|< 21 $75.75 ↑ +8%
BCBS - Anthem Medicaid|> 21 $75.75 ↑ +8%
Healthsmart Commercial|All Plans $81.60 ↑ +17%
Cigna Commercial|PPO $88.40 ↑ +26%
Cigna Commercial|All Other Plans $88.40 ↑ +26%
BCBS - Anthem Commercial|Exchange $92.48 ↑ +32%
Kaiser Commercial|All Plans $93.84 ↑ +34%
United Commercial|All Other Plans $103.01 ↑ +47%
United Commercial|Non-Options PPO $103.01 ↑ +47%
United Commercial|Options PPO $103.01 ↑ +47%
United Commercial|HMO $103.01 ↑ +47%
First Health Commercial|All Plans $108.80 ↑ +55%
BCBS - Anthem Commercial|All Other Plans $121.04 ↑ +73%
MultiPlan Commercial|All Plans $127.84 ↑ +83%
Aetna Commercial|All Other Plans $135.99 ↑ +94%
BCBS - Anthem Commercial|MCS $135.99 ↑ +94%
Aetna Commercial|HMO $135.99 ↑ +94%
Health Net Medicaid|All Plans $135.99 ↑ +94%
Aetna Commercial|PPO $135.99 ↑ +94%

Visitor-reported prices

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M/phmtrc alysishquant/semiq at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $124.49 $108.69 – $286.15
Mark Twain Medical Center San Andreas $68.88 $26.76 – $101.36
Mercy Hospitals – Bakersfield Bakersfield $50.46 $65.87 – $243.64
Bakersfield Memorial Hospital Bakersfield $49.91 $65.87 – $243.64
St. Joseph's Behavioral Health Center Stockton $77.66 $13.60 – $108.80
St. Joseph's Medical Center Stockton Stockton $39.99 $28.56 – $496.65
Northridge Hospital Medical Center Northridge $24.82 $22.24 – $302.34
Sierra Nevada Memorial Hospital Grass Valley $134.07 $65.87 – $244.92

All California hospitals for this procedure →