Kit lead specify 5-6-5 at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7,065.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,720.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.50 with Health Net vs $450.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|All Plans $103.50 ↓ -99%
BCBS - Anthem Medicaid|< 21 $112.50 ↓ -98%
BCBS - Anthem Medicaid|> 21 $112.50 ↓ -98%
Healthsmart Commercial|All Plans $202.50 ↓ -97%
Central California Alliance for Health Medicaid|All Plans $247.50 ↓ -96%
Health Net Commercial|Care Product $256.50 ↓ -96%
United Commercial|HMO $274.50 ↓ -96%
Cigna Commercial|PPO $292.50 ↓ -96%
Western Growers Commercial|All Plans $292.50 ↓ -96%
Cigna Commercial|All Other Plans $292.50 ↓ -96%
Health Net Commercial|FFS $297.00 ↓ -96%
Kaiser Commercial|All Plans $310.50 ↓ -96%
United Commercial|Non-Options PPO $333.00 ↓ -95%
BCBS - Anthem Commercial|Exchange $342.00 ↓ -95%
United Commercial|Options PPO $360.00 ↓ -95%
First Health Commercial|All Plans $360.00 ↓ -95%
United Commercial|All Other Plans $369.00 ↓ -95%
Blue Shield CA Commercial|Exchange $391.50 ↓ -94%
Blue Shield CA Commercial|All Other Plans $396.00 ↓ -94%
MultiPlan Commercial|All Plans $423.00 ↓ -94%
Aetna Commercial|All Other Plans $432.00 ↓ -94%
Aetna Commercial|PPO $432.00 ↓ -94%
Aetna Commercial|HMO $432.00 ↓ -94%
BCBS - Anthem Commercial|MCS $450.00 ↓ -94%
BCBS - Anthem Commercial|All Other Plans $450.00 ↓ -94%

Visitor-reported prices

visitor-reported
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Kit lead specify 5-6-5 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $17,578.26 $535.68 – $1,740.96
Banner Lassen Medical Center Susanville $18,613.05 $2,849.50 – $6,741.50
Petaluma Valley Hospital Petaluma $57,757.50 not published
Arroyo Grande Hospital Santa Maria $13,212.36 $36.34 – $154.84
Mark Twain Medical Center San Andreas $17,820.17 $6,922.04 – $26,221.86
French Hospital San Luis Obispo $12,101.04 $30.02 – $154.84
Mercy Hospitals – Bakersfield Bakersfield $12,725.30 $281.25 – $1,012.50
Bakersfield Memorial Hospital Bakersfield $12,588.10 $281.25 – $1,091.25

All California hospitals for this procedure →