Implant cartilage 10mm synthetic at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$42,421.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$82,371.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.04 with Health Net vs $48.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|All Plans $11.04 ↓ -100%
BCBS - Anthem Medicaid|> 21 $12.00 ↓ -100%
BCBS - Anthem Medicaid|< 21 $12.00 ↓ -100%
Healthsmart Commercial|All Plans $21.60 ↓ -100%
Central California Alliance for Health Medicaid|All Plans $26.40 ↓ -100%
Health Net Commercial|Care Product $27.36 ↓ -100%
United Commercial|HMO $29.28 ↓ -100%
Cigna Commercial|PPO $31.20 ↓ -100%
Western Growers Commercial|All Plans $31.20 ↓ -100%
Cigna Commercial|All Other Plans $31.20 ↓ -100%
Health Net Commercial|FFS $31.68 ↓ -100%
Kaiser Commercial|All Plans $33.12 ↓ -100%
United Commercial|Non-Options PPO $35.52 ↓ -100%
BCBS - Anthem Commercial|Exchange $36.48 ↓ -100%
First Health Commercial|All Plans $38.40 ↓ -100%
United Commercial|Options PPO $38.40 ↓ -100%
United Commercial|All Other Plans $39.36 ↓ -100%
Blue Shield CA Commercial|Exchange $41.76 ↓ -100%
Blue Shield CA Commercial|All Other Plans $42.24 ↓ -100%
MultiPlan Commercial|All Plans $45.12 ↓ -100%
Aetna Commercial|All Other Plans $46.08 ↓ -100%
Aetna Commercial|HMO $46.08 ↓ -100%
Aetna Commercial|PPO $46.08 ↓ -100%
BCBS - Anthem Commercial|All Other Plans $48.00 ↓ -100%
BCBS - Anthem Commercial|MCS $48.00 ↓ -100%

Visitor-reported prices

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Implant cartilage 10mm synthetic at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $78,244.76 $906.72 – $2,946.84
Banner Lassen Medical Center Susanville $58,492.95 $65.19 – $154.23
Petaluma Valley Hospital Petaluma $10,924.20 not published
Arroyo Grande Hospital Santa Maria $83,180.09 $869.40 – $3,704.40
French Hospital San Luis Obispo $76,183.64 $718.20 – $3,704.40
Mercy Hospitals – Bakersfield Bakersfield $71,017.57 $15.00 – $54.00
Bakersfield Memorial Hospital Bakersfield $70,251.88 $15.00 – $58.20
Queen of The Valley Medical Center Napa $8,817.90 not published

All California hospitals for this procedure →