Icd crtd cobalt hf MRI is1 df1 at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$28,280.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$54,914.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,102.74 with Health Net vs $17,838.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|All Plans | $4,102.74 | ↓ -85% |
| BCBS - Anthem | Medicaid|> 21 | $4,459.50 | ↓ -84% |
| BCBS - Anthem | Medicaid|< 21 | $4,459.50 | ↓ -84% |
| Healthsmart | Commercial|All Plans | $8,027.10 | ↓ -72% |
| Central California Alliance for Health | Medicaid|All Plans | $9,810.90 | ↓ -65% |
| Health Net | Commercial|Care Product | $10,167.66 | ↓ -64% |
| United | Commercial|HMO | $10,881.18 | ↓ -62% |
| Cigna | Commercial|PPO | $11,594.70 | ↓ -59% |
| Western Growers | Commercial|All Plans | $11,594.70 | ↓ -59% |
| Cigna | Commercial|All Other Plans | $11,594.70 | ↓ -59% |
| Health Net | Commercial|FFS | $11,773.08 | ↓ -58% |
| Kaiser | Commercial|All Plans | $12,308.22 | ↓ -56% |
| United | Commercial|Non-Options PPO | $13,200.12 | ↓ -53% |
| BCBS - Anthem | Commercial|Exchange | $13,556.88 | ↓ -52% |
| First Health | Commercial|All Plans | $14,270.40 | ↓ -50% |
| United | Commercial|Options PPO | $14,270.40 | ↓ -50% |
| United | Commercial|All Other Plans | $14,627.16 | ↓ -48% |
| Blue Shield CA | Commercial|Exchange | $15,519.06 | ↓ -45% |
| Blue Shield CA | Commercial|All Other Plans | $15,697.44 | ↓ -44% |
| MultiPlan | Commercial|All Plans | $16,767.72 | ↓ -41% |
| Aetna | Commercial|All Other Plans | $17,124.48 | ↓ -39% |
| Aetna | Commercial|HMO | $17,124.48 | ↓ -39% |
| Aetna | Commercial|PPO | $17,124.48 | ↓ -39% |
| BCBS - Anthem | Commercial|All Other Plans | $17,838.00 | ↓ -37% |
| BCBS - Anthem | Commercial|MCS | $17,838.00 | ↓ -37% |
Visitor-reported prices
Comments
Icd crtd cobalt hf MRI is1 df1 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $59,528.15 | $9,631.92 – $31,303.74 |
| Banner Lassen Medical Center | Susanville | $74,444.91 | $25,141.20 – $59,480.40 |
| Petaluma Valley Hospital | Petaluma | $46,206.00 | not published |
| Arroyo Grande Hospital | Santa Maria | $52,882.40 | $9,231.28 – $39,333.28 |
| French Hospital | San Luis Obispo | $48,434.35 | $7,625.84 – $39,333.28 |
| Mercy Hospitals – Bakersfield | Bakersfield | $50,932.74 | $11,148.75 – $40,135.50 |
| Bakersfield Memorial Hospital | Bakersfield | $50,383.60 | $11,148.75 – $43,257.15 |
| Queen of The Valley Medical Center | Napa | $46,206.00 | not published |