Hdr rdncl ntrstl/icav brchtx at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$1,269.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,465.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$540.76 with Health Plan of San Joaquin vs $2,465.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Plan of San Joaquin | Medicaid|> 21 | $540.76 | ↓ -57% |
| Partnership Health Plan | Medicaid|> 21 | $540.76 | ↓ -57% |
| Partnership Health Plan | Medicaid|< 21 | $540.76 | ↓ -57% |
| Kaiser | Medicaid|> 21 | $540.76 | ↓ -57% |
| Health Plan of San Joaquin | Medicaid|< 21 | $540.76 | ↓ -57% |
| Kaiser | Medicaid|< 21 | $540.76 | ↓ -57% |
| Inland Empire Health Plan | Medicaid|> 21 | $540.76 | ↓ -57% |
| Central California Alliance for Health | Medicaid|All Plans | $540.76 | ↓ -57% |
| California Health & Wellness | Medicaid|> 21 | $540.76 | ↓ -57% |
| Molina | Medicaid|< 21 | $540.76 | ↓ -57% |
| Molina | Medicaid|> 21 | $540.76 | ↓ -57% |
| California Health & Wellness | Medicaid|< 21 | $540.76 | ↓ -57% |
| Inland Empire Health Plan | Medicaid|< 21 | $540.76 | ↓ -57% |
| Kern Health System | Medicaid|> 21 | $540.76 | ↓ -57% |
| Kern Health System | Medicaid|< 21 | $540.76 | ↓ -57% |
| BCBS - Anthem | Medicaid|< 21 | $621.87 | ↓ -51% |
| BCBS - Anthem | Medicaid|> 21 | $621.87 | ↓ -51% |
| Humana | Medicare|All Plans | $881.55 | ↓ -31% |
| Aetna | Medicare|All Plans | $881.55 | ↓ -31% |
| United | Medicare|All Plans | $881.55 | ↓ -31% |
| Health Net | Medicare|All Plans | $881.55 | ↓ -31% |
| Kaiser | Medicare|All Plans | $881.55 | ↓ -31% |
| BCBS - Anthem | Medicare|All Plans | $881.55 | ↓ -31% |
| Blue Shield CA | Medicare|All Plans | $881.55 | ↓ -31% |
| Scan Health Plan | Medicare|All Plans | $881.55 | ↓ -31% |
| LA Care | Medicare|All Plans | $881.55 | ↓ -31% |
| Allcare | Commercial|All Plans | $972.97 | ↓ -23% |
| Health Net | Medicaid|All Plans | $1,168.04 | ↓ -8% |
| Healthsmart | Commercial|All Plans | $1,479.00 | ↑ +17% |
| Cigna | Commercial|PPO | $1,602.25 | ↑ +26% |
| Cigna | Commercial|All Other Plans | $1,602.25 | ↑ +26% |
| BCBS - Anthem | Commercial|Exchange | $1,676.20 | ↑ +32% |
| Kaiser | Commercial|All Plans | $1,700.85 | ↑ +34% |
| First Health | Commercial|All Plans | $1,972.00 | ↑ +55% |
| BCBS - Anthem | Commercial|All Other Plans | $2,193.85 | ↑ +73% |
| MultiPlan | Commercial|All Plans | $2,317.10 | ↑ +83% |
| Aetna | Commercial|PPO | $2,383.31 | ↑ +88% |
| Aetna | Commercial|All Other Plans | $2,383.31 | ↑ +88% |
| Aetna | Commercial|HMO | $2,383.31 | ↑ +88% |
| BCBS - Anthem | Commercial|MCS | $2,465.00 | ↑ +94% |
| United | Commercial|HMO | $2,465.00 | ↑ +94% |
| United | Commercial|Options PPO | $2,465.00 | ↑ +94% |
| United | Commercial|Non-Options PPO | $2,465.00 | ↑ +94% |
| United | Commercial|All Other Plans | $2,465.00 | ↑ +94% |
Visitor-reported prices
Comments
Hdr rdncl ntrstl/icav brchtx at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $639.92 | $394.47 – $1,763.10 |
| St. Joseph's Medical Center Stockton | Stockton | $1,801.93 | $540.76 – $5,850.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $8,927.52 | $761.42 – $1,657.20 |
| Northridge Hospital Medical Center | Northridge | $2,484.78 | $540.76 – $8,906.00 |
| Sequoia Hospital | Redwood City | $2,967.70 | $540.76 – $7,600.00 |
| St. Mary Medical Center | Long Beach | $1,612.50 | $486.68 – $3,750.00 |
| Providence Saint Joseph Medical Center | Burbank | $2,636.20 | $698.07 – $1,843.59 |
| St Jude Medical Center | Fullerton | $4,363.68 | $761.42 – $1,657.20 |