Guid loc target vol rad tx at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$410.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$797.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.97 with BCBS - Anthem vs $797.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|< 21 $94.97 ↓ -77%
BCBS - Anthem Medicaid|> 21 $94.97 ↓ -77%
Aetna Commercial|All Other Plans $224.06 ↓ -45%
Aetna Commercial|PPO $224.06 ↓ -45%
Aetna Commercial|HMO $224.06 ↓ -45%
Healthsmart Commercial|All Plans $478.20 ↑ +17%
BCBS - Anthem Commercial|Exchange $484.39 ↑ +18%
Cigna Commercial|All Other Plans $518.05 ↑ +26%
Cigna Commercial|PPO $518.05 ↑ +26%
Kaiser Commercial|All Plans $549.93 ↑ +34%
BCBS - Anthem Commercial|All Other Plans $637.32 ↑ +55%
First Health Commercial|All Plans $637.60 ↑ +55%
MultiPlan Commercial|All Plans $749.18 ↑ +83%
United Commercial|Non-Options PPO $797.00 ↑ +94%
United Commercial|Options PPO $797.00 ↑ +94%
BCBS - Anthem Commercial|MCS $797.00 ↑ +94%
United Commercial|HMO $797.00 ↑ +94%
United Commercial|All Other Plans $797.00 ↑ +94%

Visitor-reported prices

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Guid loc target vol rad tx at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $175.64 $108.27 – $348.87
Arroyo Grande Hospital Santa Maria $1,424.82 $220.09 – $11,311.00
Queen of The Valley Medical Center Napa $1,858.44 $485.19 – $485.19
Providence St Joseph Hospital Eureka Eureka $287.64 $530.60 – $530.60
St. Joseph's Medical Center Stockton Stockton $294.30 $119.11 – $15,595.00
Santa Rosa Memorial Hospital Santa Rosa $1,662.09 $398.07 – $398.07
Providence Mission Hospital - Mission Viejo Mission Viejo $3,692.16 $208.23 – $633.72
Northridge Hospital Medical Center Northridge $879.13 $109.83 – $3,151.00

All California hospitals for this procedure →