Fine needle aspiration biopsy w/us gdn; ea addtl 10006 at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$680.83

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,322.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.75 with Inland Empire Health Plan vs $8,557.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Inland Empire Health Plan Medicaid|> 21 $51.75 ↓ -92%
Molina Medicaid|< 21 $51.75 ↓ -92%
Molina Medicaid|> 21 $51.75 ↓ -92%
Kaiser Medicaid|< 21 $51.75 ↓ -92%
Kaiser Medicaid|> 21 $51.75 ↓ -92%
Partnership Health Plan Medicaid|< 21 $51.75 ↓ -92%
Partnership Health Plan Medicaid|> 21 $51.75 ↓ -92%
Kern Health System Medicaid|< 21 $51.75 ↓ -92%
Kern Health System Medicaid|> 21 $51.75 ↓ -92%
California Health & Wellness Medicaid|< 21 $51.75 ↓ -92%
California Health & Wellness Medicaid|> 21 $51.75 ↓ -92%
Central California Alliance for Health Medicaid|All Plans $51.75 ↓ -92%
Health Plan of San Joaquin Medicaid|< 21 $51.75 ↓ -92%
Health Plan of San Joaquin Medicaid|> 21 $51.75 ↓ -92%
Inland Empire Health Plan Medicaid|< 21 $51.75 ↓ -92%
BCBS - Anthem Medicaid|> 21 $59.51 ↓ -91%
BCBS - Anthem Medicaid|< 21 $59.51 ↓ -91%
Health Net Medicaid|All Plans $111.78 ↓ -84%
Western Growers Commercial|All Plans $291.00 ↓ -57%
Healthsmart Commercial|All Plans $372.48 ↓ -45%
Cigna Commercial|PPO $378.30 ↓ -44%
Cigna Commercial|All Other Plans $378.30 ↓ -44%
Kaiser Commercial|All Plans $401.58 ↓ -41%
First Health Commercial|All Plans $465.60 ↓ -32%
MultiPlan Commercial|All Plans $547.08 ↓ -20%
United Commercial|HMO $576.18 ↓ -15%
United Commercial|Non-Options PPO $582.00 ↓ -15%
United Commercial|Options PPO $582.00 ↓ -15%
United Commercial|All Other Plans $582.00 ↓ -15%
BCBS - Anthem Commercial|Exchange $4,116.00 ↑ +505%
Aetna Commercial|PPO $5,322.00 ↑ +682%
Aetna Commercial|HMO $5,322.00 ↑ +682%
Aetna Commercial|All Other Plans $5,322.00 ↑ +682%
BCBS - Anthem Commercial|All Other Plans $5,416.00 ↑ +695%
BCBS - Anthem Commercial|MCS $8,557.00 ↑ +1157%

Visitor-reported prices

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Fine needle aspiration biopsy w/us gdn; ea addtl 10006 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $415.67 $78.29 – $740.22
Banner Lassen Medical Center Susanville $622.22 $85.39 – $1,156.24
Petaluma Valley Hospital Petaluma $1,255.11 $1,687.00 – $10,997.00
Arroyo Grande Hospital Santa Maria $762.27 $51.75 – $1,745.38
Mark Twain Medical Center San Andreas $674.66 $51.75 – $992.74
French Hospital San Luis Obispo $1,126.61 $51.75 – $1,675.80
Mercy Hospitals – Bakersfield Bakersfield $462.27 $51.75 – $1,108.94
Bakersfield Memorial Hospital Bakersfield $457.29 $51.75 – $1,233.54

All California hospitals for this procedure →