Fetal non stress test at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$538.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,045.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.70 with Kaiser vs $7,546.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|< 21 $32.70 ↓ -94%
Inland Empire Health Plan Medicaid|> 21 $32.70 ↓ -94%
Inland Empire Health Plan Medicaid|< 21 $32.70 ↓ -94%
Health Plan of San Joaquin Medicaid|> 21 $32.70 ↓ -94%
Health Plan of San Joaquin Medicaid|< 21 $32.70 ↓ -94%
Central California Alliance for Health Medicaid|All Plans $32.70 ↓ -94%
California Health & Wellness Medicaid|> 21 $32.70 ↓ -94%
California Health & Wellness Medicaid|< 21 $32.70 ↓ -94%
Molina Medicaid|< 21 $32.70 ↓ -94%
Molina Medicaid|> 21 $32.70 ↓ -94%
Kern Health System Medicaid|> 21 $32.70 ↓ -94%
Kern Health System Medicaid|< 21 $32.70 ↓ -94%
Partnership Health Plan Medicaid|> 21 $32.70 ↓ -94%
Partnership Health Plan Medicaid|< 21 $32.70 ↓ -94%
Kaiser Medicaid|> 21 $32.70 ↓ -94%
BCBS - Anthem Medicaid|< 21 $37.61 ↓ -93%
BCBS - Anthem Medicaid|> 21 $37.61 ↓ -93%
Health Net Medicaid|All Plans $70.63 ↓ -87%
Healthsmart Commercial|All Plans $79.20 ↓ -85%
Cigna Commercial|All Other Plans $85.80 ↓ -84%
Cigna Commercial|PPO $85.80 ↓ -84%
BCBS - Anthem Commercial|Exchange $89.76 ↓ -83%
Kaiser Commercial|All Plans $91.08 ↓ -83%
First Health Commercial|All Plans $105.60 ↓ -80%
BCBS - Anthem Commercial|All Other Plans $117.48 ↓ -78%
MultiPlan Commercial|All Plans $124.08 ↓ -77%
United Commercial|HMO $130.68 ↓ -76%
LA Care Medicare|All Plans $132.00 ↓ -75%
United Commercial|All Other Plans $132.00 ↓ -75%
Kaiser Medicare|All Plans $132.00 ↓ -75%
United Commercial|Non-Options PPO $132.00 ↓ -75%
BCBS - Anthem Medicare|All Plans $132.00 ↓ -75%
BCBS - Anthem Commercial|MCS $132.00 ↓ -75%
Humana Medicare|All Plans $132.00 ↓ -75%
Aetna Medicare|All Plans $132.00 ↓ -75%
United Commercial|Options PPO $132.00 ↓ -75%
Health Net Medicare|All Plans $132.00 ↓ -75%
Scan Health Plan Medicare|All Plans $132.00 ↓ -75%
Allcare Commercial|All Plans $145.20 ↓ -73%
Blue Shield CA Medicare|All Plans $255.61 ↓ -53%
United Medicare|All Plans $255.61 ↓ -53%
Blue Shield CA Commercial|Exchange $627.00 ↑ +17%
Aetna Commercial|PPO $689.70 ↑ +28%
Aetna Commercial|HMO $689.70 ↑ +28%
Aetna Commercial|All Other Plans $689.70 ↑ +28%
Western Growers Commercial|All Plans $731.50 ↑ +36%
Blue Shield CA Commercial|All Other Plans $741.95 ↑ +38%
Health Net Commercial|Care Product $6,629.00 ↑ +1132%
Health Net Commercial|FFS $7,546.00 ↑ +1302%

Visitor-reported prices

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Fetal non stress test at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $319.74 $49.47 – $447.10
Banner Lassen Medical Center Susanville $738.67 $40.23 – $691.61
Petaluma Valley Hospital Petaluma $1,806.93 $272.45 – $1,687.00
Arroyo Grande Hospital Santa Maria $338.12 $32.70 – $774.20
French Hospital San Luis Obispo $290.87 $32.70 – $727.16
Mercy Hospitals – Bakersfield Bakersfield $251.54 $32.70 – $555.96
Bakersfield Memorial Hospital Bakersfield $248.83 $32.70 – $555.96
Queen of The Valley Medical Center Napa $2,086.41 $287.05 – $2,747.00

All California hospitals for this procedure →