Fetal contract stress test 59020 - 26 at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$653.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,268.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.68 with Health Plan of San Joaquin vs $13,394.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Plan of San Joaquin Medicaid|> 21 $72.68 ↓ -89%
Kaiser Medicaid|< 21 $72.68 ↓ -89%
Kaiser Medicaid|> 21 $72.68 ↓ -89%
Kern Health System Medicaid|> 21 $72.68 ↓ -89%
Kern Health System Medicaid|< 21 $72.68 ↓ -89%
Partnership Health Plan Medicaid|> 21 $72.68 ↓ -89%
Partnership Health Plan Medicaid|< 21 $72.68 ↓ -89%
Molina Medicaid|< 21 $72.68 ↓ -89%
Molina Medicaid|> 21 $72.68 ↓ -89%
Health Plan of San Joaquin Medicaid|< 21 $72.68 ↓ -89%
Inland Empire Health Plan Medicaid|< 21 $72.68 ↓ -89%
Central California Alliance for Health Medicaid|All Plans $72.68 ↓ -89%
California Health & Wellness Medicaid|> 21 $72.68 ↓ -89%
California Health & Wellness Medicaid|< 21 $72.68 ↓ -89%
Inland Empire Health Plan Medicaid|> 21 $72.68 ↓ -89%
BCBS - Anthem Medicaid|< 21 $83.58 ↓ -87%
BCBS - Anthem Medicaid|> 21 $83.58 ↓ -87%
Health Net Medicaid|All Plans $156.99 ↓ -76%
Allcare Commercial|All Plans $218.17 ↓ -67%
Humana Medicare|All Plans $255.61 ↓ -61%
Aetna Medicare|All Plans $255.61 ↓ -61%
United Medicare|All Plans $255.61 ↓ -61%
Health Net Medicare|All Plans $255.61 ↓ -61%
Kaiser Medicare|All Plans $255.61 ↓ -61%
BCBS - Anthem Medicare|All Plans $255.61 ↓ -61%
Blue Shield CA Medicare|All Plans $255.61 ↓ -61%
Scan Health Plan Medicare|All Plans $255.61 ↓ -61%
LA Care Medicare|All Plans $255.61 ↓ -61%
BCBS - Anthem Commercial|Exchange $503.30 ↓ -23%
BCBS - Anthem Commercial|All Other Plans $662.20 ↑ +1%
Healthsmart Commercial|All Plans $760.80 ↑ +17%
Cigna Commercial|All Other Plans $824.20 ↑ +26%
Cigna Commercial|PPO $824.20 ↑ +26%
Kaiser Commercial|All Plans $874.92 ↑ +34%
First Health Commercial|All Plans $1,014.40 ↑ +55%
BCBS - Anthem Commercial|MCS $1,046.50 ↑ +60%
MultiPlan Commercial|All Plans $1,191.92 ↑ +83%
United Commercial|Non-Options PPO $1,268.00 ↑ +94%
Health Net Commercial|Care Product $6,629.00 ↑ +915%
Health Net Commercial|FFS $7,546.00 ↑ +1056%
United Commercial|All Other Plans $8,925.00 ↑ +1267%
United Commercial|Options PPO $9,267.00 ↑ +1319%
United Commercial|HMO $13,394.00 ↑ +1951%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $369.24 $109.96 – $691.26
Banner Lassen Medical Center Susanville $756.28 $40.23 – $708.10
Bakersfield Memorial Hospital Bakersfield $398.20 $72.68 – $857.15
Queen of The Valley Medical Center Napa $400.86 $287.05 – $2,747.00
Healdsburg Hospital Healdsburg $218.79 $219.93 – $721.00
St. Joseph's Medical Center Stockton Stockton $234.62 $72.68 – $654.36
Providence Mission Hospital - Mission Viejo Mission Viejo $424.32 $221.02 – $1,597.00
Mercy Medical Center Mt. Shasta Mt Shasta $695.54 $98.84 – $876.12

All California hospitals for this procedure →