Factor ix complex at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with BCBS - Anthem vs $4.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|> 21 $0.01 ↓ -100%
BCBS - Anthem Medicaid|< 21 $0.01 ↓ -100%
BCBS - Anthem Commercial|Exchange $0.59 ↓ -81%
BCBS - Anthem Commercial|All Other Plans $0.78 ↓ -75%
Central California Alliance for Health Medicaid|All Plans $1.20 ↓ -61%
BCBS - Anthem Commercial|MCS $1.23 ↓ -60%
United Medicare|All Plans $1.70 ↓ -45%
Blue Shield CA Medicare|All Plans $1.70 ↓ -45%
Blue Shield CA Commercial|Exchange $1.82 ↓ -41%
Blue Shield CA Commercial|All Other Plans $1.82 ↓ -41%
Allcare Commercial|All Plans $1.98 ↓ -36%
Humana Medicare|All Plans $2.17 ↓ -30%
Aetna Medicare|All Plans $2.17 ↓ -30%
Health Net Medicare|All Plans $2.17 ↓ -30%
Kaiser Medicare|All Plans $2.17 ↓ -30%
BCBS - Anthem Medicare|All Plans $2.17 ↓ -30%
Scan Health Plan Medicare|All Plans $2.17 ↓ -30%
LA Care Medicare|All Plans $2.17 ↓ -30%
Health Net Commercial|Care Product $2.18 ↓ -29%
Healthsmart Commercial|All Plans $2.40 ↓ -22%
Health Net Commercial|FFS $2.49 ↓ -19%
United Commercial|Non-Options PPO $2.52 ↓ -18%
Cigna Commercial|PPO $2.60 ↓ -16%
Cigna Commercial|All Other Plans $2.60 ↓ -16%
United Commercial|HMO $2.74 ↓ -11%
United Commercial|Options PPO $2.74 ↓ -11%
United Commercial|All Other Plans $2.74 ↓ -11%
Kaiser Commercial|All Plans $2.76 ↓ -11%
First Health Commercial|All Plans $3.20 ↑ +4%
MultiPlan Commercial|All Plans $3.76 ↑ +22%
Aetna Commercial|All Other Plans $4.00 ↑ +29%
Aetna Commercial|PPO $4.00 ↑ +29%
Aetna Commercial|HMO $4.00 ↑ +29%

Visitor-reported prices

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Factor ix complex at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $6.42 $0.92 – $8.82
French Hospital San Luis Obispo $3.53 $1.70 – $8.82
St. Joseph's Medical Center Stockton Stockton $1.47 $0.78 – $2.46
Northridge Hospital Medical Center Northridge $1.12 $0.01 – $4.00
Sequoia Hospital Redwood City $4.37 $1.11 – $5.74
California Hospital Medical Center Los Angeles $2.43 $0.01 – $3.95
Mercy Medical Center Redding Redding $3.55 $0.02 – $4.90
St. Bernardine Medical Center San Bernardino $1.67 $0.02 – $4.10

All California hospitals for this procedure →