Exc benign tal 0.5 < cm 11400 at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$161.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$313.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.65 with California Health & Wellness vs $11,994.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| California Health & Wellness | Medicaid|< 21 | $66.65 | ↓ -59% |
| Kern Health System | Medicaid|> 21 | $66.65 | ↓ -59% |
| Partnership Health Plan | Medicaid|> 21 | $66.65 | ↓ -59% |
| Partnership Health Plan | Medicaid|< 21 | $66.65 | ↓ -59% |
| Molina | Medicaid|< 21 | $66.65 | ↓ -59% |
| Molina | Medicaid|> 21 | $66.65 | ↓ -59% |
| Health Plan of San Joaquin | Medicaid|< 21 | $66.65 | ↓ -59% |
| Inland Empire Health Plan | Medicaid|> 21 | $66.65 | ↓ -59% |
| Inland Empire Health Plan | Medicaid|< 21 | $66.65 | ↓ -59% |
| California Health & Wellness | Medicaid|> 21 | $66.65 | ↓ -59% |
| Health Plan of San Joaquin | Medicaid|> 21 | $66.65 | ↓ -59% |
| Kaiser | Medicaid|< 21 | $66.65 | ↓ -59% |
| Kaiser | Medicaid|> 21 | $66.65 | ↓ -59% |
| Kern Health System | Medicaid|< 21 | $66.65 | ↓ -59% |
| BCBS - Anthem | Medicaid|< 21 | $95.81 | ↓ -41% |
| BCBS - Anthem | Medicaid|> 21 | $95.81 | ↓ -41% |
| Central California Alliance for Health | Medicaid|All Plans | $105.06 | ↓ -35% |
| Healthsmart | Commercial|All Plans | $187.80 | ↑ +17% |
| Cigna | Commercial|PPO | $203.45 | ↑ +26% |
| Cigna | Commercial|All Other Plans | $203.45 | ↑ +26% |
| Kaiser | Commercial|All Plans | $215.97 | ↑ +34% |
| Health Net | Medicaid|All Plans | $226.93 | ↑ +41% |
| First Health | Commercial|All Plans | $250.40 | ↑ +55% |
| MultiPlan | Commercial|All Plans | $294.22 | ↑ +83% |
| United | Commercial|HMO | $309.87 | ↑ +92% |
| United | Commercial|All Other Plans | $313.00 | ↑ +94% |
| Aetna | Medicare|All Plans | $313.00 | ↑ +94% |
| Humana | Medicare|All Plans | $313.00 | ↑ +94% |
| United | Commercial|Options PPO | $313.00 | ↑ +94% |
| United | Commercial|Non-Options PPO | $313.00 | ↑ +94% |
| Health Net | Medicare|All Plans | $313.00 | ↑ +94% |
| Kaiser | Medicare|All Plans | $313.00 | ↑ +94% |
| BCBS - Anthem | Medicare|All Plans | $313.00 | ↑ +94% |
| Scan Health Plan | Medicare|All Plans | $313.00 | ↑ +94% |
| LA Care | Medicare|All Plans | $313.00 | ↑ +94% |
| Allcare | Commercial|All Plans | $344.30 | ↑ +114% |
| Blue Shield CA | Medicare|All Plans | $893.98 | ↑ +455% |
| United | Medicare|All Plans | $893.98 | ↑ +455% |
| Aetna | Commercial|All Other Plans | $5,322.00 | ↑ +3201% |
| Aetna | Commercial|PPO | $5,322.00 | ↑ +3201% |
| Aetna | Commercial|HMO | $5,322.00 | ↑ +3201% |
| BCBS - Anthem | Commercial|Exchange | $5,769.00 | ↑ +3479% |
| BCBS - Anthem | Commercial|All Other Plans | $7,591.00 | ↑ +4609% |
| Health Net | Commercial|Care Product | $8,022.00 | ↑ +4876% |
| Health Net | Commercial|FFS | $9,131.00 | ↑ +5564% |
| BCBS - Anthem | Commercial|MCS | $11,994.00 | ↑ +7340% |
Visitor-reported prices
Comments
Exc benign tal 0.5 < cm 11400 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $958.65 | $81.98 – $1,848.00 |
| Petaluma Valley Hospital | Petaluma | $1,313.76 | $954.29 – $2,695.00 |
| Mark Twain Medical Center | San Andreas | $282.39 | $57.70 – $218.54 |
| Queen of The Valley Medical Center | Napa | $1,461.15 | $1,005.45 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $1,469.82 | $910.78 – $8,018.00 |
| Healdsburg Hospital | Healdsburg | $1,407.09 | $954.10 – $3,982.87 |
| Redwood Memorial Hospital | Fortuna | $1,012.86 | $3,331.00 – $20,799.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $1,359.15 | $985.34 – $4,042.00 |