Electrophysiology evaluation at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,444.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,747.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$623.17 with Inland Empire Health Plan vs $22,232.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Inland Empire Health Plan Medicaid|> 21 $623.17 ↓ -75%
Molina Medicaid|< 21 $623.17 ↓ -75%
Molina Medicaid|> 21 $623.17 ↓ -75%
Kaiser Medicaid|< 21 $623.17 ↓ -75%
Kaiser Medicaid|> 21 $623.17 ↓ -75%
Partnership Health Plan Medicaid|< 21 $623.17 ↓ -75%
Partnership Health Plan Medicaid|> 21 $623.17 ↓ -75%
Kern Health System Medicaid|< 21 $623.17 ↓ -75%
Kern Health System Medicaid|> 21 $623.17 ↓ -75%
California Health & Wellness Medicaid|< 21 $623.17 ↓ -75%
California Health & Wellness Medicaid|> 21 $623.17 ↓ -75%
Health Plan of San Joaquin Medicaid|< 21 $623.17 ↓ -75%
Health Plan of San Joaquin Medicaid|> 21 $623.17 ↓ -75%
Inland Empire Health Plan Medicaid|< 21 $623.17 ↓ -75%
BCBS - Anthem Medicaid|< 21 $895.82 ↓ -63%
BCBS - Anthem Medicaid|> 21 $895.82 ↓ -63%
Central California Alliance for Health Medicaid|All Plans $987.96 ↓ -60%
Health Net Medicaid|All Plans $2,133.99 ↓ -13%
Healthsmart Commercial|All Plans $2,848.20 ↑ +17%
Cigna Commercial|PPO $3,085.55 ↑ +26%
Cigna Commercial|All Other Plans $3,085.55 ↑ +26%
Kaiser Commercial|All Plans $3,275.43 ↑ +34%
First Health Commercial|All Plans $3,797.60 ↑ +55%
MultiPlan Commercial|All Plans $4,462.18 ↑ +83%
United Commercial|Non-Options PPO $4,747.00 ↑ +94%
United Commercial|All Other Plans $9,362.00 ↑ +283%
United Commercial|Options PPO $9,722.00 ↑ +298%
BCBS - Anthem Commercial|Exchange $10,694.00 ↑ +337%
BCBS - Anthem Commercial|All Other Plans $14,071.00 ↑ +476%
United Commercial|HMO $14,950.00 ↑ +512%
Aetna Commercial|HMO $15,877.00 ↑ +549%
Aetna Commercial|PPO $15,877.00 ↑ +549%
Aetna Commercial|All Other Plans $15,877.00 ↑ +549%
BCBS - Anthem Commercial|MCS $22,232.00 ↑ +809%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,109.90 $684.18 – $1,976.52
Arroyo Grande Hospital Santa Maria $1,456.92 $623.17 – $3,335.92
French Hospital San Luis Obispo $1,361.42 $623.17 – $3,403.54
Bakersfield Memorial Hospital Bakersfield $1,742.15 $623.17 – $4,747.00
Queen of The Valley Medical Center Napa $9,251.91 $2,747.00 – $19,158.00
Providence St Joseph Hospital Eureka Eureka $2,813.67 $2,699.00 – $53,297.00
Redwood Memorial Hospital Fortuna $2,385.27 $11,059.00 – $51,997.00
St. Joseph's Medical Center Stockton Stockton $6,738.48 $623.17 – $18,794.40

All California hospitals for this procedure →