Electrophysiology evaluation at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$2,086.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,051.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$802.51 with Inland Empire Health Plan vs $22,232.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Inland Empire Health Plan | Medicaid|> 21 | $802.51 | ↓ -62% |
| Molina | Medicaid|< 21 | $802.51 | ↓ -62% |
| Molina | Medicaid|> 21 | $802.51 | ↓ -62% |
| Kaiser | Medicaid|< 21 | $802.51 | ↓ -62% |
| Kaiser | Medicaid|> 21 | $802.51 | ↓ -62% |
| Partnership Health Plan | Medicaid|< 21 | $802.51 | ↓ -62% |
| Partnership Health Plan | Medicaid|> 21 | $802.51 | ↓ -62% |
| Kern Health System | Medicaid|< 21 | $802.51 | ↓ -62% |
| Kern Health System | Medicaid|> 21 | $802.51 | ↓ -62% |
| California Health & Wellness | Medicaid|< 21 | $802.51 | ↓ -62% |
| California Health & Wellness | Medicaid|> 21 | $802.51 | ↓ -62% |
| Health Plan of San Joaquin | Medicaid|< 21 | $802.51 | ↓ -62% |
| Health Plan of San Joaquin | Medicaid|> 21 | $802.51 | ↓ -62% |
| Inland Empire Health Plan | Medicaid|< 21 | $802.51 | ↓ -62% |
| BCBS - Anthem | Medicaid|< 21 | $1,153.60 | ↓ -45% |
| BCBS - Anthem | Medicaid|> 21 | $1,153.60 | ↓ -45% |
| Central California Alliance for Health | Medicaid|All Plans | $1,272.26 | ↓ -39% |
| Healthsmart | Commercial|All Plans | $2,430.60 | ↑ +17% |
| Cigna | Commercial|PPO | $2,633.15 | ↑ +26% |
| Cigna | Commercial|All Other Plans | $2,633.15 | ↑ +26% |
| Health Net | Medicaid|All Plans | $2,748.08 | ↑ +32% |
| Kaiser | Commercial|All Plans | $2,795.19 | ↑ +34% |
| First Health | Commercial|All Plans | $3,240.80 | ↑ +55% |
| MultiPlan | Commercial|All Plans | $3,807.94 | ↑ +83% |
| United | Commercial|Non-Options PPO | $4,051.00 | ↑ +94% |
| United | Commercial|All Other Plans | $9,362.00 | ↑ +349% |
| United | Commercial|Options PPO | $9,722.00 | ↑ +366% |
| BCBS - Anthem | Commercial|Exchange | $10,694.00 | ↑ +413% |
| BCBS - Anthem | Commercial|All Other Plans | $14,071.00 | ↑ +574% |
| United | Commercial|HMO | $14,950.00 | ↑ +617% |
| Aetna | Commercial|HMO | $15,877.00 | ↑ +661% |
| Aetna | Commercial|PPO | $15,877.00 | ↑ +661% |
| Aetna | Commercial|All Other Plans | $15,877.00 | ↑ +661% |
| BCBS - Anthem | Commercial|MCS | $22,232.00 | ↑ +966% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $6,882.74 | $987.09 – $12,256.92 |
| Arroyo Grande Hospital | Santa Maria | $658.70 | $769.50 – $1,508.22 |
| French Hospital | San Luis Obispo | $502.55 | $346.14 – $1,272.26 |
| Bakersfield Memorial Hospital | Bakersfield | $1,757.57 | $802.51 – $4,789.00 |
| St. Joseph's Medical Center Stockton | Stockton | $1,918.94 | $802.51 – $5,352.14 |
| Santa Rosa Memorial Hospital | Santa Rosa | $8,966.31 | $1,716.00 – $25,815.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $5,542.08 | $1,200.00 – $13,634.00 |
| Northridge Hospital Medical Center | Northridge | $1,218.96 | $802.51 – $4,369.00 |