Electrophysiology evaluation at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7,727.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,005.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$802.51 with Kern Health System vs $23,723.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kern Health System Medicaid|> 21 $802.51 ↓ -90%
Inland Empire Health Plan Medicaid|< 21 $802.51 ↓ -90%
Health Plan of San Joaquin Medicaid|> 21 $802.51 ↓ -90%
Kaiser Medicaid|< 21 $802.51 ↓ -90%
Kaiser Medicaid|> 21 $802.51 ↓ -90%
Partnership Health Plan Medicaid|< 21 $802.51 ↓ -90%
Health Plan of San Joaquin Medicaid|< 21 $802.51 ↓ -90%
Partnership Health Plan Medicaid|> 21 $802.51 ↓ -90%
Molina Medicaid|< 21 $802.51 ↓ -90%
Molina Medicaid|> 21 $802.51 ↓ -90%
Kern Health System Medicaid|< 21 $802.51 ↓ -90%
Inland Empire Health Plan Medicaid|> 21 $802.51 ↓ -90%
California Health & Wellness Medicaid|> 21 $802.51 ↓ -90%
California Health & Wellness Medicaid|< 21 $802.51 ↓ -90%
BCBS - Anthem Medicaid|> 21 $1,153.60 ↓ -85%
BCBS - Anthem Medicaid|< 21 $1,153.60 ↓ -85%
Central California Alliance for Health Medicaid|All Plans $1,272.26 ↓ -84%
Health Net Medicaid|All Plans $2,748.08 ↓ -64%
Healthsmart Commercial|All Plans $9,003.00 ↑ +17%
United Commercial|All Other Plans $9,362.00 ↑ +21%
Aetna Medicare|All Plans $9,641.44 ↑ +25%
Humana Medicare|All Plans $9,641.44 ↑ +25%
United Medicare|All Plans $9,641.44 ↑ +25%
Health Net Medicare|All Plans $9,641.44 ↑ +25%
Kaiser Medicare|All Plans $9,641.44 ↑ +25%
BCBS - Anthem Medicare|All Plans $9,641.44 ↑ +25%
Blue Shield CA Medicare|All Plans $9,641.44 ↑ +25%
Scan Health Plan Medicare|All Plans $9,641.44 ↑ +25%
LA Care Medicare|All Plans $9,641.44 ↑ +25%
United Commercial|Options PPO $9,722.00 ↑ +26%
Cigna Commercial|PPO $9,753.25 ↑ +26%
Cigna Commercial|All Other Plans $9,753.25 ↑ +26%
Kaiser Commercial|All Plans $10,353.45 ↑ +34%
BCBS - Anthem Commercial|Exchange $10,694.00 ↑ +38%
First Health Commercial|All Plans $12,004.00 ↑ +55%
BCBS - Anthem Commercial|All Other Plans $14,071.00 ↑ +82%
MultiPlan Commercial|All Plans $14,104.70 ↑ +83%
United Commercial|HMO $14,950.00 ↑ +93%
United Commercial|Non-Options PPO $15,005.00 ↑ +94%
Aetna Commercial|PPO $15,877.00 ↑ +105%
Aetna Commercial|All Other Plans $15,877.00 ↑ +105%
Aetna Commercial|HMO $15,877.00 ↑ +105%
Health Net Commercial|Care Product $20,839.00 ↑ +170%
BCBS - Anthem Commercial|MCS $22,232.00 ↑ +188%
Health Net Commercial|FFS $23,723.00 ↑ +207%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $10,427.91 $987.09 – $23,808.00
Arroyo Grande Hospital Santa Maria $11,309.90 $802.51 – $26,425.00
French Hospital San Luis Obispo $10,057.16 $802.51 – $25,142.88
Bakersfield Memorial Hospital Bakersfield $6,508.75 $802.51 – $17,202.95
Queen of The Valley Medical Center Napa $11,852.91 $9,256.00 – $35,965.00
St. Joseph's Medical Center Stockton Stockton $7,107.45 $802.51 – $19,823.50
Santa Rosa Memorial Hospital Santa Rosa $21,239.46 $9,773.00 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $7,883.04 $8,526.92 – $18,558.59

All California hospitals for this procedure →