Echo exam of fetal heart at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$492.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$957.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.77 with Kaiser vs $427.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|< 21 $48.77 ↓ -90%
Kaiser Medicaid|> 21 $48.77 ↓ -90%
Partnership Health Plan Medicaid|< 21 $48.77 ↓ -90%
Central California Alliance for Health Medicaid|All Plans $48.77 ↓ -90%
California Health & Wellness Medicaid|> 21 $48.77 ↓ -90%
California Health & Wellness Medicaid|< 21 $48.77 ↓ -90%
Kern Health System Medicaid|> 21 $48.77 ↓ -90%
Kern Health System Medicaid|< 21 $48.77 ↓ -90%
Partnership Health Plan Medicaid|> 21 $48.77 ↓ -90%
Inland Empire Health Plan Medicaid|> 21 $48.77 ↓ -90%
Health Plan of San Joaquin Medicaid|> 21 $48.77 ↓ -90%
Molina Medicaid|< 21 $48.77 ↓ -90%
Molina Medicaid|> 21 $48.77 ↓ -90%
Health Plan of San Joaquin Medicaid|< 21 $48.77 ↓ -90%
Inland Empire Health Plan Medicaid|< 21 $48.77 ↓ -90%
BCBS - Anthem Medicaid|> 21 $56.09 ↓ -89%
BCBS - Anthem Medicaid|< 21 $56.09 ↓ -89%
Health Net Medicaid|All Plans $105.34 ↓ -79%
Aetna Commercial|HMO $124.72 ↓ -75%
Aetna Commercial|All Other Plans $124.72 ↓ -75%
Aetna Commercial|PPO $124.72 ↓ -75%
Humana Medicare|All Plans $135.12 ↓ -73%
Aetna Medicare|All Plans $135.12 ↓ -73%
United Medicare|All Plans $135.12 ↓ -73%
Health Net Medicare|All Plans $135.12 ↓ -73%
Kaiser Medicare|All Plans $135.12 ↓ -73%
BCBS - Anthem Medicare|All Plans $135.12 ↓ -73%
Blue Shield CA Medicare|All Plans $135.12 ↓ -73%
Scan Health Plan Medicare|All Plans $135.12 ↓ -73%
LA Care Medicare|All Plans $135.12 ↓ -73%
Allcare Commercial|All Plans $147.27 ↓ -70%
United Commercial|All Other Plans $245.18 ↓ -50%
United Commercial|Non-Options PPO $245.18 ↓ -50%
United Commercial|Options PPO $245.18 ↓ -50%
United Commercial|HMO $245.18 ↓ -50%
Healthsmart Commercial|All Plans $256.20 ↓ -48%
Cigna Commercial|All Other Plans $277.55 ↓ -44%
Cigna Commercial|PPO $277.55 ↓ -44%
BCBS - Anthem Commercial|Exchange $290.36 ↓ -41%
Kaiser Commercial|All Plans $294.63 ↓ -40%
First Health Commercial|All Plans $341.60 ↓ -31%
BCBS - Anthem Commercial|All Other Plans $380.03 ↓ -23%
MultiPlan Commercial|All Plans $401.38 ↓ -19%
BCBS - Anthem Commercial|MCS $427.00 ↓ -13%

Visitor-reported prices

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Echo exam of fetal heart at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $495.63 $48.77 – $1,075.06
French Hospital San Luis Obispo $395.53 $48.77 – $601.70
Mercy Hospitals – Bakersfield Bakersfield $344.29 $48.77 – $742.40
Bakersfield Memorial Hospital Bakersfield $340.58 $48.77 – $733.12
St. Joseph's Medical Center Stockton Stockton $270.19 $48.77 – $753.58
Providence Mission Hospital - Mission Viejo Mission Viejo $351.84 $114.29 – $248.76
Mercy Medical Center Mt. Shasta Mt Shasta $186.72 $57.60 – $235.20
St. Mary Medical Center Long Beach $219.73 $43.89 – $511.00

All California hospitals for this procedure →