Brain MRI (with and without contrast) at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8,433.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,375.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$446.18 with Partnership Health Plan vs $5,539.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $446.18 ↓ -95%
Health Plan of San Joaquin Medicaid|> 21 $446.18 ↓ -95%
Kaiser Medicaid|> 21 $446.18 ↓ -95%
Kaiser Medicaid|< 21 $446.18 ↓ -95%
Health Plan of San Joaquin Medicaid|< 21 $446.18 ↓ -95%
Inland Empire Health Plan Medicaid|> 21 $446.18 ↓ -95%
Central California Alliance for Health Medicaid|All Plans $446.18 ↓ -95%
California Health & Wellness Medicaid|> 21 $446.18 ↓ -95%
Molina Medicaid|< 21 $446.18 ↓ -95%
Molina Medicaid|> 21 $446.18 ↓ -95%
California Health & Wellness Medicaid|< 21 $446.18 ↓ -95%
Inland Empire Health Plan Medicaid|< 21 $446.18 ↓ -95%
Kern Health System Medicaid|> 21 $446.18 ↓ -95%
Kern Health System Medicaid|< 21 $446.18 ↓ -95%
Partnership Health Plan Medicaid|> 21 $446.18 ↓ -95%
Humana Medicare|All Plans $453.77 ↓ -95%
Aetna Medicare|All Plans $453.77 ↓ -95%
United Medicare|All Plans $453.77 ↓ -95%
Health Net Medicare|All Plans $453.77 ↓ -95%
Kaiser Medicare|All Plans $453.77 ↓ -95%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -95%
Blue Shield CA Medicare|All Plans $453.77 ↓ -95%
Scan Health Plan Medicare|All Plans $453.77 ↓ -95%
LA Care Medicare|All Plans $453.77 ↓ -95%
Allcare Commercial|All Plans $501.71 ↓ -94%
United Commercial|Options PPO $828.27 ↓ -90%
United Commercial|Non-Options PPO $828.27 ↓ -90%
United Commercial|HMO $828.27 ↓ -90%
United Commercial|All Other Plans $828.27 ↓ -90%
Health Net Medicaid|All Plans $963.75 ↓ -89%
BCBS - Anthem Medicaid|> 21 $1,572.05 ↓ -81%
BCBS - Anthem Medicaid|< 21 $1,572.05 ↓ -81%
Aetna Commercial|PPO $2,147.02 ↓ -75%
Aetna Commercial|HMO $2,147.02 ↓ -75%
Aetna Commercial|All Other Plans $2,147.02 ↓ -75%
Healthsmart Commercial|All Plans $2,598.40 ↓ -69%
Cigna Commercial|PPO $2,639.00 ↓ -69%
Cigna Commercial|All Other Plans $2,639.00 ↓ -69%
BCBS - Anthem Commercial|Exchange $2,665.00 ↓ -68%
Kaiser Commercial|All Plans $2,801.40 ↓ -67%
First Health Commercial|All Plans $3,248.00 ↓ -61%
BCBS - Anthem Commercial|All Other Plans $3,506.00 ↓ -58%
MultiPlan Commercial|All Plans $3,816.40 ↓ -55%
BCBS - Anthem Commercial|MCS $5,539.00 ↓ -34%

Visitor-reported prices

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Brain MRI (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,699.79 $453.77 – $6,588.66
Banner Lassen Medical Center Susanville $3,376.73 $71.43 – $5,657.04
Petaluma Valley Hospital Petaluma $4,780.23 $470.15 – $5,091.33
Arroyo Grande Hospital Santa Maria $4,627.11 $446.18 – $8,437.80
Mark Twain Medical Center San Andreas $9,499.16 $446.18 – $3,578.96
French Hospital San Luis Obispo $3,689.90 $446.18 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $3,668.82 $446.18 – $7,911.20
Bakersfield Memorial Hospital Bakersfield $3,629.27 $446.18 – $7,812.31

All California hospitals for this procedure →