Biliary endoscopy thru skin at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9,987.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,394.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$394.76 with California Health & Wellness vs $19,600.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
California Health & Wellness Medicaid|< 21 $394.76 ↓ -96%
Kaiser Medicaid|> 21 $394.76 ↓ -96%
Health Plan of San Joaquin Medicaid|< 21 $394.76 ↓ -96%
California Health & Wellness Medicaid|> 21 $394.76 ↓ -96%
Kern Health System Medicaid|< 21 $394.76 ↓ -96%
Kern Health System Medicaid|> 21 $394.76 ↓ -96%
Kaiser Medicaid|< 21 $394.76 ↓ -96%
Partnership Health Plan Medicaid|< 21 $394.76 ↓ -96%
Partnership Health Plan Medicaid|> 21 $394.76 ↓ -96%
Inland Empire Health Plan Medicaid|< 21 $394.76 ↓ -96%
Molina Medicaid|< 21 $394.76 ↓ -96%
Molina Medicaid|> 21 $394.76 ↓ -96%
Health Plan of San Joaquin Medicaid|> 21 $394.76 ↓ -96%
Inland Empire Health Plan Medicaid|> 21 $394.76 ↓ -96%
BCBS - Anthem Medicaid|< 21 $567.47 ↓ -94%
BCBS - Anthem Medicaid|> 21 $567.47 ↓ -94%
Central California Alliance for Health Medicaid|All Plans $622.27 ↓ -94%
Health Net Medicaid|All Plans $1,344.10 ↓ -87%
BCBS - Anthem Commercial|Exchange $7,407.00 ↓ -26%
Aetna Commercial|All Other Plans $8,124.00 ↓ -19%
Aetna Commercial|PPO $8,124.00 ↓ -19%
Aetna Commercial|HMO $8,124.00 ↓ -19%
Western Growers Commercial|All Plans $9,697.00 ↓ -3%
BCBS - Anthem Commercial|All Other Plans $9,746.00 ↓ -2%
Healthsmart Commercial|All Plans $11,636.40 ↑ +17%
Cigna Commercial|PPO $12,606.10 ↑ +26%
Cigna Commercial|All Other Plans $12,606.10 ↑ +26%
Humana Medicare|All Plans $13,228.50 ↑ +32%
Aetna Medicare|All Plans $13,228.50 ↑ +32%
United Medicare|All Plans $13,228.50 ↑ +32%
Health Net Medicare|All Plans $13,228.50 ↑ +32%
Kaiser Medicare|All Plans $13,228.50 ↑ +32%
BCBS - Anthem Medicare|All Plans $13,228.50 ↑ +32%
Blue Shield CA Medicare|All Plans $13,228.50 ↑ +32%
Scan Health Plan Medicare|All Plans $13,228.50 ↑ +32%
LA Care Medicare|All Plans $13,228.50 ↑ +32%
Kaiser Commercial|All Plans $13,381.86 ↑ +34%
BCBS - Anthem Commercial|MCS $15,399.00 ↑ +54%
First Health Commercial|All Plans $15,515.20 ↑ +55%
Health Net Commercial|Care Product $17,217.00 ↑ +72%
MultiPlan Commercial|All Plans $18,230.36 ↑ +83%
United Commercial|HMO $19,200.06 ↑ +92%
United Commercial|Options PPO $19,394.00 ↑ +94%
United Commercial|All Other Plans $19,394.00 ↑ +94%
United Commercial|Non-Options PPO $19,394.00 ↑ +94%
Health Net Commercial|FFS $19,600.00 ↑ +96%

Visitor-reported prices

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Biliary endoscopy thru skin at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,776.92 $485.55 – $12,680.00
Arroyo Grande Hospital Santa Maria $2,499.10 $394.76 – $5,839.00
French Hospital San Luis Obispo $2,288.89 $394.76 – $5,839.00
Mercy Hospitals – Bakersfield Bakersfield $7,389.95 $394.76 – $15,935.20
Bakersfield Memorial Hospital Bakersfield $7,310.28 $394.76 – $15,736.01
St. Joseph's Medical Center Stockton Stockton $6,438.90 $394.76 – $15,917.16
Providence Mission Hospital - Mission Viejo Mission Viejo $2,858.40 $8,912.00 – $20,774.00
Dominican Hospital Santa Cruz $7,799.85 $394.76 – $44,770.14

All California hospitals for this procedure →