Avulsion nail plate partial/complete simple single nail plate at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$109.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$212.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.74 with California Health & Wellness vs $8,557.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
California Health & Wellness Medicaid|< 21 $36.74 ↓ -66%
Kern Health System Medicaid|> 21 $36.74 ↓ -66%
Partnership Health Plan Medicaid|> 21 $36.74 ↓ -66%
Partnership Health Plan Medicaid|< 21 $36.74 ↓ -66%
Molina Medicaid|< 21 $36.74 ↓ -66%
Molina Medicaid|> 21 $36.74 ↓ -66%
Health Plan of San Joaquin Medicaid|< 21 $36.74 ↓ -66%
Inland Empire Health Plan Medicaid|> 21 $36.74 ↓ -66%
Inland Empire Health Plan Medicaid|< 21 $36.74 ↓ -66%
California Health & Wellness Medicaid|> 21 $36.74 ↓ -66%
Health Plan of San Joaquin Medicaid|> 21 $36.74 ↓ -66%
Kaiser Medicaid|< 21 $36.74 ↓ -66%
Kaiser Medicaid|> 21 $36.74 ↓ -66%
Kern Health System Medicaid|< 21 $36.74 ↓ -66%
BCBS - Anthem Medicaid|< 21 $52.82 ↓ -52%
BCBS - Anthem Medicaid|> 21 $52.82 ↓ -52%
Central California Alliance for Health Medicaid|All Plans $57.92 ↓ -47%
Health Net Medicaid|All Plans $125.11 ↑ +15%
Healthsmart Commercial|All Plans $127.20 ↑ +17%
Cigna Commercial|PPO $137.80 ↑ +26%
Cigna Commercial|All Other Plans $137.80 ↑ +26%
Kaiser Commercial|All Plans $146.28 ↑ +34%
First Health Commercial|All Plans $169.60 ↑ +55%
MultiPlan Commercial|All Plans $199.28 ↑ +83%
United Commercial|HMO $209.88 ↑ +92%
United Commercial|All Other Plans $212.00 ↑ +94%
Aetna Medicare|All Plans $212.00 ↑ +94%
Humana Medicare|All Plans $212.00 ↑ +94%
United Commercial|Options PPO $212.00 ↑ +94%
United Commercial|Non-Options PPO $212.00 ↑ +94%
Health Net Medicare|All Plans $212.00 ↑ +94%
Kaiser Medicare|All Plans $212.00 ↑ +94%
BCBS - Anthem Medicare|All Plans $212.00 ↑ +94%
Scan Health Plan Medicare|All Plans $212.00 ↑ +94%
LA Care Medicare|All Plans $212.00 ↑ +94%
Allcare Commercial|All Plans $229.58 ↑ +110%
Blue Shield CA Medicare|All Plans $252.47 ↑ +131%
United Medicare|All Plans $252.47 ↑ +131%
BCBS - Anthem Commercial|Exchange $4,116.00 ↑ +3670%
Aetna Commercial|All Other Plans $5,322.00 ↑ +4775%
Aetna Commercial|PPO $5,322.00 ↑ +4775%
Aetna Commercial|HMO $5,322.00 ↑ +4775%
BCBS - Anthem Commercial|All Other Plans $5,416.00 ↑ +4861%
Health Net Commercial|Care Product $6,629.00 ↑ +5972%
Health Net Commercial|FFS $7,546.00 ↑ +6812%
BCBS - Anthem Commercial|MCS $8,557.00 ↑ +7738%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $92.96 $45.19 – $448.00
Petaluma Valley Hospital Petaluma $763.47 $270.38 – $1,687.00
Mark Twain Medical Center San Andreas $71.93 $26.39 – $99.96
Bakersfield Memorial Hospital Bakersfield $139.46 $36.74 – $300.20
Queen of The Valley Medical Center Napa $1,145.97 $284.87 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $523.77 $258.05 – $8,018.00
Healdsburg Hospital Healdsburg $552.33 $270.32 – $3,982.87
Redwood Memorial Hospital Fortuna $525.81 $1,333.00 – $20,799.00

All California hospitals for this procedure →